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Regulatory profile
Pawhuska, OK · FDIC certificate #14899 · RSSD 517357
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.1B | $1.1B | 0.95% | 9.96% | 4.45% |
| 2026-03-31 | $1.3B | $1.2B | $1.1B | 0.85% | 8.99% | 4.44% |
| 2025-12-31 | $1.3B | $1.2B | $1.1B | 0.95% | 9.90% | 4.66% |
| 2025-09-30 | $1.2B | $1.1B | $1.0B | 0.86% | 8.83% | 4.56% |
| 2025-06-30 | $1.2B | $1.1B | $1.0B | 0.74% | 7.70% | 4.50% |
| 2025-03-31 | $1.2B | $1.1B | $1.0B | 0.78% | 8.02% | 4.40% |
| 2024-12-31 | $1.2B | $1.1B | $1.0B | 1.89% | 19.31% | 4.73% |
| 2024-09-30 | $1.2B | $1.0B | $1.0B | 2.15% | 22.00% | 4.69% |
| 2024-06-30 | $1.2B | $1.0B | $1.0B | 1.91% | 19.83% | 4.60% |
| 2024-03-31 | $1.1B | $1.0B | $0.9B | 2.17% | 22.52% | 4.56% |
| 2023-12-31 | $1.1B | $1.0B | $0.9B | 2.09% | 21.70% | 5.04% |
| 2023-09-30 | $1.1B | $0.9B | $0.8B | 1.74% | 17.96% | 4.86% |
| 2023-06-30 | $1.0B | $0.9B | $0.8B | 1.90% | 19.22% | 4.88% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1065565 · 1983-10-31 to current
2023-03-27RSSD 538950 → 517357 · code 1
2022-05-16RSSD 287856 → 517357 · code 1
2020-02-15RSSD 271752 → 517357 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.