Regulatory profile
Mooresville, NC · FDIC certificate #58691
BLUEHARBOR BANK is an FDIC-insured institution based in Mooresville, NC (FDIC certificate #58691). In its Q3 2026 Call Report it reported total assets of $636M, total deposits of $557M and net loans of $541M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BLUEHARBOR BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $557M |
|---|---|
| Net loans and leases | $541M |
Plain-language readout
BLUEHARBOR BANK in Mooresville, NC funds its loans with $557M of deposits and holds $541M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BLUEHARBOR BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 97.17% in Q3 2026, against 95.62% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $541M | $557M | 97.17% |
| Q2 2026 | $532M | $551M | 96.52% |
| Q1 2026 | $526M | $550M | 95.62% |