Regulatory profile
Wilmington, DE · FDIC certificate #24867
BNY MELLON TRUST OF DELAWARE is an FDIC-insured institution based in Wilmington, DE (FDIC certificate #24867). In its Q3 2026 Call Report it reported total assets of $256M, total deposits of $148M and net loans of $6M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BNY MELLON TRUST OF DELAWARE from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $148M |
|---|---|
| Net loans and leases | $6M |
Plain-language readout
BNY MELLON TRUST OF DELAWARE in Wilmington, DE funds its loans with $148M of deposits and holds $6M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BNY MELLON TRUST OF DELAWARE in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 4.30% in Q3 2026, against 4.64% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $6M | $148M | 4.30% |
| Q2 2026 | $7M | $151M | 4.35% |
| Q1 2026 | $7M | $147M | 4.64% |