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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Boelus, NE · FDIC certificate #17825
BOELUS STATE BANK is an FDIC-insured institution based in Boelus, NE (FDIC certificate #17825). In its Q3 2026 Call Report it reported total assets of $24M, total deposits of $20M and net loans of $7M. Its primary federal regulator is FDIC.
Plain-language readout
BOELUS STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $25M in Q1 2026 and were lowest at $24M in Q3 2026.
Total deposits were highest at $21M in Q1 2026 and lowest at $20M in Q3 2026.
Over the whole period total assets fell 3.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $24M | $20M | $7M | 1.31% | 8.73% | 2.96% |
| Q2 2026 | $24M | $21M | $6M | 1.34% | 9.03% | 2.85% |
| Q1 2026 | $25M | $21M | $6M | 1.28% | 8.73% | 2.81% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $14.2M | $16.5M | -$2.3M | -14.1% |
| Federal funds sold | $60K | $60K | $0K | 0.0% |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $3.8M | $2.2M | +$1.6M | +73.5% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $6.2M | $6.2M | -$72K | -1.2% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $0K | $0K | $0K | n/a |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $138K | $148K | -$10K | -6.8% |
| Total assets | $24.4M | $25.2M | -$788K | -3.1% |
| Liabilities | ||||
| Total deposits | $20.6M | $21.5M | -$876K | -4.1% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $69K | $66K | +$3K | +4.5% |
| Total liabilities | $20.7M | $21.5M | -$873K | -4.1% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $75K | $75K | $0K | 0.0% |
| Surplus | $775K | $775K | $0K | 0.0% |
| Retained earnings | $2.8M | $2.8M | +$85K | +3.1% |
| Accumulated other comprehensive income | $0K | $0K | $0K | n/a |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $3.7M | $3.6M | +$85K | +2.4% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $3.9M | $3.8M | +$86K | +2.3% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 14.99% | 14.99% | -0.00 pts | See points |
| Construction and land loans to total capital | 0.00% | 0.00% | 0.00 pts | See points |
| Commercial real estate to total capital | 0.00% | 0.00% | 0.00 pts | See points |
| Dividend payout, year to date | 15.95% | 33.33% | -17.38 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -2.36% | 0.00% | -2.36 pts | See points |
| Liquidity | ||||
| Core deposits | $20.6M | $21.5M | -$876K | -4.1% |
| Non-core funding | $0K | $0K | $0K | n/a |
| Loans to core deposits | 30.87% | 29.94% | +0.93 pts | See points |
| Loans to deposits | 30.87% | 29.94% | +0.93 pts | See points |
| Brokered deposits share of deposits | 0.00% | 0.00% | 0.00 pts | See points |
| Pledged securities share of securities | 0.00% | 0.09% | -0.09 pts | See points |
| Loans pledged, share of loans | 0.00% | 0.00% | 0.00 pts | See points |
| Volatile liabilities | $0K | $0K | $0K | n/a |
| Earnings | ||||
| Earnings before provision, year to date | $199K | $100K | +$99K | +99.0% |
| Earnings before provision, single quarter | $99K | $100K | -$1K | -1.0% |
| Provision for credit losses, year to date | $0K | $0K | $0K | n/a |
| Yield and cost | ||||
| Yield on loans and leases | 6.66% | 6.69% | -0.03 pts | See points |
| Yield on interest-bearing balances due from banks | 4.44% | 4.07% | +0.37 pts | See points |
| Total interest income to average assets | 4.57% | 4.60% | -0.03 pts | See points |
| Cost of interest-bearing transaction accounts | Not reported | Not reported | Not reported | See points |
| Cost of savings and money market deposits | 1.14% | 1.08% | +0.06 pts | See points |
| Cost of time deposits | 3.36% | 3.40% | -0.04 pts | See points |
| Total interest expense to average assets | 1.81% | 1.85% | -0.04 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $24M | $20M | $7M | 1.31% | 8.73% | 2.96% |
| 2026-06-30 | $24M | $21M | $6M | 1.34% | 9.03% | 2.85% |
| 2026-03-31 | $25M | $21M | $6M | 1.28% | 8.73% | 2.81% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $19.8M | 0.02% | 161 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.