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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Brunswick, NE · FDIC certificate #13692
BRUNSWICK STATE BANK is an FDIC-insured institution based in Brunswick, NE (FDIC certificate #13692). In its Q3 2026 Call Report it reported total assets of $182M, total deposits of $164M and net loans of $159M. Its primary federal regulator is FDIC.
Plain-language readout
BRUNSWICK STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $182M in Q3 2026 and were lowest at $175M in Q1 2026.
Total deposits were highest at $164M in Q3 2026 and lowest at $158M in Q1 2026.
Over the whole period total assets rose 4.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $182M | $164M | $159M | 2.01% | 21.38% | 4.05% |
| Q2 2026 | $176M | $159M | $148M | 1.25% | 13.41% | 3.95% |
| Q1 2026 | $175M | $158M | $149M | 1.16% | 12.42% | 4.01% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $11.9M | $15.4M | -$3.5M | -22.7% |
| Federal funds sold | $6.8M | $0K | +$6.8M | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $4.1M | $5.5M | -$1.5M | -26.6% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $148.3M | $149.1M | -$835K | -0.6% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $1.3M | $1.3M | -$31K | -2.4% |
| Other real estate owned | $517K | $0K | +$517K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $2.7M | $3.3M | -$536K | -16.4% |
| Total assets | $175.6M | $174.6M | +$1.0M | +0.6% |
| Liabilities | ||||
| Total deposits | $158.6M | $158.0M | +$594K | +0.4% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $0K | $0K | $0K | n/a |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $615K | $540K | +$75K | +13.9% |
| Total liabilities | $159.2M | $158.5M | +$669K | +0.4% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $300K | $300K | $0K | 0.0% |
| Surplus | $12.8M | $12.8M | $0K | 0.0% |
| Retained earnings | $3.4M | $3.1M | +$286K | +9.3% |
| Accumulated other comprehensive income | -$92K | -$145K | +$53K | +36.6% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $16.4M | $16.1M | +$339K | +2.1% |
| Credit and capital | ||||
| Gross nonperforming assets | $2.5M | $998K | +$1.5M | +148.2% |
| Adjusted nonperforming assets | $2.5M | $998K | +$1.5M | +148.2% |
| Tangible equity plus allowance | $19.0M | $17.9M | +$1.1M | +6.0% |
| Texas ratio (gross) | 13.05% | 5.57% | +7.48 pts | See points |
| Texas ratio (adjusted) | 13.05% | 5.57% | +7.48 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 13.05% | 5.57% | +7.48 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | Not reported | Not reported | See points |
| Tier 1 leverage (approximate) | 9.39% | 9.54% | -0.15 pts | See points |
| Construction and land loans to total capital | 0.00% | 0.00% | 0.00 pts | See points |
| Commercial real estate to total capital | 114.49% | 131.34% | -16.85 pts | See points |
| Dividend payout, year to date | 64.52% | 80.16% | -15.64 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -0.56% | -0.89% | +0.34 pts | See points |
| Liquidity | ||||
| Core deposits | $129.4M | $127.5M | +$1.9M | +1.5% |
| Non-core funding | $29.2M | $30.5M | -$1.3M | -4.3% |
| Loans to core deposits | 116.57% | 118.39% | -1.82 pts | See points |
| Loans to deposits | 95.13% | 95.55% | -0.42 pts | See points |
| Brokered deposits share of deposits | 4.66% | 4.53% | +0.13 pts | See points |
| Pledged securities share of securities | 31.43% | 19.32% | +12.10 pts | See points |
| Loans pledged, share of loans | 38.52% | 36.61% | +1.91 pts | See points |
| Volatile liabilities | $29.2M | $30.5M | -$1.3M | -4.3% |
| Earnings | ||||
| Earnings before provision, year to date | $1.3M | $636K | +$671K | +105.5% |
| Earnings before provision, single quarter | $671K | $636K | +$35K | +5.5% |
| Provision for credit losses, year to date | $205K | $130K | +$75K | +57.7% |
| Yield and cost | ||||
| Yield on loans and leases | 6.80% | 7.09% | -0.29 pts | See points |
| Yield on interest-bearing balances due from banks | 3.76% | 3.64% | +0.12 pts | See points |
| Total interest income to average assets | 6.25% | 6.47% | -0.22 pts | See points |
| Cost of interest-bearing transaction accounts | 2.01% | 1.87% | +0.14 pts | See points |
| Cost of savings and money market deposits | 2.82% | 2.87% | -0.05 pts | See points |
| Cost of time deposits | 4.16% | 4.23% | -0.07 pts | See points |
| Total interest expense to average assets | 2.59% | 2.62% | -0.03 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $182M | $164M | $159M | 2.01% | 21.38% | 4.05% |
| 2026-06-30 | $176M | $159M | $148M | 1.25% | 13.41% | 3.95% |
| 2026-03-31 | $175M | $158M | $149M | 1.16% | 12.42% | 4.01% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NE | $154.8M | 0.17% | 89 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.