Regulatory profile
Buffalo, WY · FDIC certificate #29696
BUFFALO FEDERAL BANK is an FDIC-insured institution based in Buffalo, WY (FDIC certificate #29696). In its Q3 2026 Call Report it reported total assets of $207M, total deposits of $178M and net loans of $151M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for BUFFALO FEDERAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $178M |
|---|---|
| Net loans and leases | $151M |
Plain-language readout
BUFFALO FEDERAL BANK in Buffalo, WY funds its loans with $178M of deposits and holds $151M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BUFFALO FEDERAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 85.10% in Q3 2026, against 78.04% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $151M | $178M | 85.10% |
| Q2 2026 | $151M | $176M | 85.59% |
| Q1 2026 | $144M | $184M | 78.04% |