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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,004,650 | 873,477 | 781,653 | 2.08 | 17.39 | 5.40 |
| 2019-09-30 | 1,012,327 | 877,447 | 793,643 | 2.05 | 16.92 | 5.35 |
| 2020-03-31 | 1,035,417 | 893,987 | 809,491 | 1.61 | 12.63 | 4.80 |
| 2020-06-30 | 1,148,944 | 1,007,296 | 851,203 | 0.96 | 7.81 | 4.48 |
| 2020-09-30 | 1,171,473 | 1,033,284 | 843,111 | 0.72 | 6.05 | 4.34 |
| 2020-12-31 | 1,191,364 | 1,052,282 | 810,416 | 0.91 | 7.72 | 4.31 |
| 2021-03-31 | 1,276,286 | 1,133,115 | 808,170 | 1.45 | 13.33 | 3.69 |
| 2021-06-30 | 1,307,306 | 1,160,716 | 813,672 | 1.44 | 13.40 | 3.62 |
| 2021-09-30 | 1,329,550 | 1,177,355 | 824,164 | 1.49 | 13.85 | 3.82 |
| 2021-12-31 | 1,385,228 | 1,257,232 | 785,835 | 1.66 | 16.18 | 3.72 |
| 2022-03-31 | 1,401,369 | 1,272,195 | 765,595 | 1.12 | 13.25 | 3.13 |
| 2022-06-30 | 1,401,807 | 1,272,906 | 771,695 | 1.20 | 14.19 | 3.24 |
| 2022-09-30 | 1,948,240 | 1,728,400 | 1,135,199 | 1.37 | 13.21 | 3.82 |
| 2022-12-31 | 1,856,952 | 1,630,550 | 1,135,207 | 1.55 | 14.65 | 4.16 |
| 2023-03-31 | 1,807,775 | 1,606,111 | 1,135,552 | 1.23 | 10.97 | 5.12 |
| 2023-06-30 | 1,793,127 | 1,583,672 | 1,167,610 | 1.70 | 15.17 | 5.19 |
| 2023-09-30 | 1,796,598 | 1,575,040 | 1,197,920 | 1.87 | 16.47 | 5.20 |
| 2023-12-31 | 1,796,911 | 1,563,996 | 1,216,948 | 1.94 | 16.84 | 5.21 |
| 2024-03-31 | 1,804,941 | 1,594,359 | 1,232,185 | 2.14 | 18.45 | 5.08 |
| 2024-06-30 | 1,831,250 | 1,612,259 | 1,248,774 | 2.13 | 18.57 | 5.14 |
| 2024-09-30 | 1,888,967 | 1,656,970 | 1,259,567 | 2.15 | 18.72 | 5.16 |
| 2024-12-31 | 1,899,311 | 1,658,730 | 1,227,503 | 2.13 | 18.45 | 5.15 |
| 2025-03-31 | 1,934,626 | 1,718,906 | 1,243,104 | 2.02 | 18.29 | 4.68 |
| 2025-06-30 | 1,947,269 | 1,723,263 | 1,243,289 | 2.06 | 18.88 | 4.74 |
| 2025-09-30 | 2,335,891 | 2,000,445 | 1,516,387 | 1.98 | 15.37 | 4.86 |
| 2025-12-31 | 2,304,592 | 2,031,095 | 1,541,269 | 2.07 | 16.53 | 4.91 |
| 2026-03-31 | 2,302,796 | 2,018,333 | 1,545,069 | 2.04 | 18.20 | 4.74 |
| 2026-06-30 | 2,284,013 | 1,993,719 | 1,527,888 | 2.07 | 18.04 | 4.80 |
36 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-08-23 | 1 | 144034 | 234739 |
| 2022-08-20 | 1 | 2349459 | 234739 |
| 2012-09-15 | 1 | 2388784 | 234739 |
| 2008-10-20 | 1 | 675239 | 234739 |
| 2001-07-27 | 1 | 417635 | 234739 |
| 2001-05-18 | 1 | 509334 | 234739 |
| 2001-03-10 | 1 | 157539 | 234739 |
| 2000-04-22 | 1 | 780535 | 234739 |
| 1999-01-01 | 1 | 857633 | 234739 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.