Regulatory profile
Chattanooga, TN · FDIC certificate #10307 · RSSD 234739
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.3B | $2.0B | $1.5B | 2.07% | 18.04% | 4.80% |
| 2026-03-31 | $2.3B | $2.0B | $1.5B | 2.04% | 18.20% | 4.74% |
| 2025-12-31 | $2.3B | $2.0B | $1.5B | 2.07% | 16.53% | 4.91% |
| 2025-09-30 | $2.3B | $2.0B | $1.5B | 1.98% | 15.37% | 4.86% |
| 2025-06-30 | $1.9B | $1.7B | $1.2B | 2.06% | 18.88% | 4.74% |
| 2025-03-31 | $1.9B | $1.7B | $1.2B | 2.02% | 18.29% | 4.68% |
| 2024-12-31 | $1.9B | $1.7B | $1.2B | 2.13% | 18.45% | 5.15% |
| 2024-09-30 | $1.9B | $1.7B | $1.3B | 2.15% | 18.72% | 5.16% |
| 2024-06-30 | $1.8B | $1.6B | $1.2B | 2.13% | 18.57% | 5.14% |
| 2024-03-31 | $1.8B | $1.6B | $1.2B | 2.14% | 18.45% | 5.08% |
| 2023-12-31 | $1.8B | $1.6B | $1.2B | 1.94% | 16.84% | 5.21% |
| 2023-09-30 | $1.8B | $1.6B | $1.2B | 1.87% | 16.47% | 5.20% |
| 2023-06-30 | $1.8B | $1.6B | $1.2B | 1.70% | 15.17% | 5.19% |
| 2023-03-31 | $1.8B | $1.6B | $1.1B | 1.23% | 10.97% | 5.12% |
| 2022-12-31 | $1.9B | $1.6B | $1.1B | 1.55% | 14.65% | 4.16% |
| 2022-09-30 | $1.9B | $1.7B | $1.1B | 1.37% | 13.21% | 3.82% |
| 2022-06-30 | $1.4B | $1.3B | $0.8B | 1.20% | 14.19% | 3.24% |
| 2022-03-31 | $1.4B | $1.3B | $0.8B | 1.12% | 13.25% | 3.13% |
| 2021-12-31 | $1.4B | $1.3B | $0.8B | 1.66% | 16.18% | 3.72% |
| 2021-09-30 | $1.3B | $1.2B | $0.8B | 1.49% | 13.85% | 3.82% |
| 2021-06-30 | $1.3B | $1.2B | $0.8B | 1.44% | 13.40% | 3.62% |
| 2021-03-31 | $1.3B | $1.1B | $0.8B | 1.45% | 13.33% | 3.69% |
| 2020-12-31 | $1.2B | $1.1B | $0.8B | 0.91% | 7.72% | 4.31% |
| 2020-09-30 | $1.2B | $1.0B | $0.8B | 0.72% | 6.05% | 4.34% |
| 2020-06-30 | $1.1B | $1.0B | $0.9B | 0.96% | 7.81% | 4.48% |
| 2020-03-31 | $1.0B | $0.9B | $0.8B | 1.61% | 12.63% | 4.80% |
| 2019-09-30 | $1.0B | $0.9B | $0.8B | 2.05% | 16.92% | 5.35% |
| 2019-06-30 | $1.0B | $0.9B | $0.8B | 2.08% | 17.39% | 5.40% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1081716 · 1981-02-20 to current
2025-08-23RSSD 144034 → 234739 · code 1
2022-08-20RSSD 2349459 → 234739 · code 1
2012-09-15RSSD 2388784 → 234739 · code 1
2008-10-20RSSD 675239 → 234739 · code 1
2001-07-27RSSD 417635 → 234739 · code 1
2001-05-18RSSD 509334 → 234739 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.