Regulatory profile
Westminster, CA · FDIC certificate #57974
CALIFORNIA INTL BANK N A is an FDIC-insured institution based in Westminster, CA (FDIC certificate #57974). In its Q3 2026 Call Report it reported total assets of $132M, total deposits of $116M and net loans of $94M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for CALIFORNIA INTL BANK N A from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $116M |
|---|---|
| Net loans and leases | $94M |
Plain-language readout
CALIFORNIA INTL BANK N A in Westminster, CA funds its loans with $116M of deposits and holds $94M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CALIFORNIA INTL BANK N A in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 81.03% in Q3 2026, against 80.42% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $94M | $116M | 81.03% |
| Q2 2026 | $81M | $106M | 76.71% |
| Q1 2026 | $65M | $81M | 80.42% |