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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Hayward, CA · FDIC certificate #23242
CALIFORNIA PACIFIC BANK is an FDIC-insured institution based in Hayward, CA (FDIC certificate #23242). In its Q3 2026 Call Report it reported total assets of $103M, total deposits of $58M and net loans of $84M. Its primary federal regulator is FDIC.
Reported facts
CALIFORNIA PACIFIC BANK (FDIC certificate #23242) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $103M |
|---|---|
| Total deposits | $58M |
| Net loans and leases | $84M |
| Return on assets | 2.11% |
| Return on equity | 5.11% |
| Net interest margin | 5.55% |
| Quarterly asset change | 0.11% |
| Quarterly deposit change | -1.28% |
Plain-language readout
CALIFORNIA PACIFIC BANK in Hayward, CA reported total assets of $103M, total deposits of $58M and net loans of $84M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.11%, a return on equity of 5.11%, a net interest margin of 5.55%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $103M | $58M | $84M | 2.11% | 5.11% | 5.55% |
| Q2 2026 | $103M | $59M | $79M | 1.90% | 4.60% | 5.44% |
| Q1 2026 | $101M | $58M | $76M | 1.77% | 4.27% | 5.37% |
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