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Regulatory profile
Canandaigua, NY · FDIC certificate #6985 · RSSD 161602
CANANDAIGUA NB&T CO is an FDIC-insured institution based in Canandaigua, NY (FDIC certificate #6985). In its Q2 2026 Call Report it reported total assets of $5.4B, total deposits of $4.6B and net loans of $4.0B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for CANANDAIGUA NB&T CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.34% |
|---|---|
| Equity to assets | 8.87% |
| Noncurrent loans ratio | 0.83% |
| Nonaccrual loans ratio | 0.79% |
| Loan to deposit ratio | 89.73% |
| Liquid assets ratio | 22.12% |
| Brokered deposit ratio | 9.33% |
| Total deposits | $4.6B |
| Net loans and leases | $4.0B |