Regulatory profile
Irvine, CA · FDIC certificate #35164
CAPITAL BANK&TRUST CO is an FDIC-insured institution based in Irvine, CA (FDIC certificate #35164). In its Q3 2026 Call Report it reported total assets of $319M, total deposits of $500K and net loans of $0. Its primary federal regulator is OCC.
Reported facts
CAPITAL BANK&TRUST CO (FDIC certificate #35164) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $319M |
|---|---|
| Total deposits | $500K |
| Net loans and leases | $0 |
| Return on assets | 76.27% |
| Return on equity | 103.24% |
| Net interest margin | 3.44% |
| Quarterly asset change | 19.91% |
| Quarterly deposit change | 0.00% |
Plain-language readout
CAPITAL BANK&TRUST CO in Irvine, CA reported total assets of $319M, total deposits of $500K and net loans of $0 in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 76.27%, a return on equity of 103.24%, a net interest margin of 3.44%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $319M | $500K | $0 | 76.27% | 103.24% | 3.44% |
| Q2 2026 | $266M | $500K | $0 | 81.14% | 114.52% | 3.53% |
| Q1 2026 | $226M | $500K | $0 | 81.43% | 123.23% | 3.44% |
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