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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Jacinto City, TX · FDIC certificate #19401
CAPITAL BANK is an FDIC-insured institution based in Jacinto City, TX (FDIC certificate #19401). In its Q3 2026 Call Report it reported total assets of $731M, total deposits of $648M and net loans of $611M. Its primary federal regulator is FDIC.
Reported facts
CAPITAL BANK (FDIC certificate #19401) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $731M |
|---|---|
| Total deposits | $648M |
| Net loans and leases | $611M |
| Return on assets | 1.79% |
| Return on equity | 17.39% |
| Net interest margin | 5.17% |
| Quarterly asset change | 6.02% |
| Quarterly deposit change | 6.39% |
Plain-language readout
CAPITAL BANK in Jacinto City, TX reported total assets of $731M, total deposits of $648M and net loans of $611M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.79%, a return on equity of 17.39%, a net interest margin of 5.17%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $731M | $648M | $611M | 1.79% | 17.39% | 5.17% |
| Q2 2026 | $690M | $609M | $585M | 1.71% | 16.53% | 5.09% |
| Q1 2026 | $694M | $614M | $578M | 1.60% | 15.65% | 4.92% |
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