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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Jacinto City, TX · FDIC certificate #19401
CAPITAL BANK is an FDIC-insured institution based in Jacinto City, TX (FDIC certificate #19401). In its Q3 2026 Call Report it reported total assets of $731M, total deposits of $648M and net loans of $611M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CAPITAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $648M |
|---|---|
| Net loans and leases | $611M |
Plain-language readout
CAPITAL BANK in Jacinto City, TX funds its loans with $648M of deposits and holds $611M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CAPITAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 94.29% in Q3 2026, against 94.14% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $611M | $648M | 94.29% |
| Q2 2026 | $585M | $609M | 96.08% |
| Q1 2026 | $578M | $614M | 94.14% |