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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-03-31 | 1,081,890 | 854,031 | 703,973 | 1.07 | 9.99 | 3.55 |
| 2020-06-30 | 1,178,074 | 932,976 | 760,680 | 1.10 | 10.30 | 3.45 |
| 2020-09-30 | 1,208,679 | 965,705 | 777,514 | 1.11 | 10.49 | 3.43 |
| 2020-12-31 | 1,294,623 | 1,048,228 | 775,671 | 1.11 | 10.72 | 3.40 |
| 2021-03-31 | 1,388,005 | 1,099,176 | 790,234 | 1.10 | 11.82 | 2.94 |
| 2021-06-30 | 1,385,682 | 1,100,914 | 787,147 | 1.11 | 11.94 | 2.97 |
| 2021-09-30 | 1,413,606 | 1,145,803 | 768,773 | 1.22 | 13.00 | 3.10 |
| 2021-12-31 | 1,384,857 | 1,119,510 | 774,967 | 1.20 | 12.67 | 3.07 |
| 2022-03-31 | 1,435,796 | 1,182,687 | 794,989 | 0.98 | 11.03 | 2.80 |
| 2022-06-30 | 1,417,428 | 1,170,019 | 815,613 | 1.05 | 12.40 | 2.86 |
| 2022-09-30 | 1,426,139 | 1,181,768 | 839,833 | 1.12 | 13.93 | 2.99 |
| 2022-12-31 | 1,401,549 | 1,159,623 | 870,782 | 1.19 | 14.91 | 3.10 |
| 2023-03-31 | 1,425,238 | 1,191,577 | 891,840 | 1.09 | 13.81 | 3.15 |
| 2023-06-30 | 1,433,505 | 1,201,986 | 914,648 | 1.07 | 13.35 | 3.15 |
| 2023-09-30 | 1,436,342 | 1,202,079 | 938,159 | 1.04 | 13.01 | 3.17 |
| 2023-12-31 | 1,485,066 | 1,237,499 | 961,536 | 1.03 | 12.63 | 3.15 |
| 2024-03-31 | 1,524,185 | 1,274,696 | 972,782 | 0.85 | 9.81 | 2.86 |
| 2024-06-30 | 1,517,258 | 1,266,517 | 986,204 | 0.92 | 10.51 | 2.93 |
| 2024-09-30 | 1,496,562 | 1,232,147 | 977,964 | 0.97 | 10.81 | 3.00 |
| 2024-12-31 | 1,505,966 | 1,248,676 | 1,000,883 | 0.98 | 10.69 | 3.07 |
| 2025-03-31 | 1,531,438 | 1,264,939 | 1,015,927 | 1.06 | 10.81 | 3.33 |
| 2025-06-30 | 1,558,029 | 1,274,187 | 1,032,843 | 1.26 | 12.74 | 3.44 |
| 2025-09-30 | 1,545,890 | 1,266,373 | 1,045,389 | 1.39 | 13.82 | 3.56 |
| 2025-12-31 | 1,561,197 | 1,284,890 | 1,046,155 | 1.39 | 13.70 | 3.65 |
| 2026-03-31 | 1,573,393 | 1,300,256 | 1,040,867 | 1.61 | 15.47 | 3.83 |
| 2026-06-30 | 1,591,839 | 1,327,291 | 1,055,309 | 1.67 | 16.14 | 3.92 |
19 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-01-18 | 1 | 535641 | 982142 |
| 2016-05-21 | 1 | 525446 | 982142 |
| 2016-05-21 | 1 | 643546 | 982142 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.