Regulatory profile
Cecilia, KY · FDIC certificate #8774 · RSSD 982142
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.3B | $1.1B | 1.67% | 16.14% | 3.92% |
| 2026-03-31 | $1.6B | $1.3B | $1.0B | 1.61% | 15.47% | 3.83% |
| 2025-12-31 | $1.6B | $1.3B | $1.0B | 1.39% | 13.70% | 3.65% |
| 2025-09-30 | $1.5B | $1.3B | $1.0B | 1.39% | 13.82% | 3.56% |
| 2025-06-30 | $1.6B | $1.3B | $1.0B | 1.26% | 12.74% | 3.44% |
| 2025-03-31 | $1.5B | $1.3B | $1.0B | 1.06% | 10.81% | 3.33% |
| 2024-12-31 | $1.5B | $1.2B | $1.0B | 0.98% | 10.69% | 3.07% |
| 2024-09-30 | $1.5B | $1.2B | $1.0B | 0.97% | 10.81% | 3.00% |
| 2024-06-30 | $1.5B | $1.3B | $1.0B | 0.92% | 10.51% | 2.93% |
| 2024-03-31 | $1.5B | $1.3B | $1.0B | 0.85% | 9.81% | 2.86% |
| 2023-12-31 | $1.5B | $1.2B | $1.0B | 1.03% | 12.63% | 3.15% |
| 2023-09-30 | $1.4B | $1.2B | $0.9B | 1.04% | 13.01% | 3.17% |
| 2023-06-30 | $1.4B | $1.2B | $0.9B | 1.07% | 13.35% | 3.15% |
| 2023-03-31 | $1.4B | $1.2B | $0.9B | 1.09% | 13.81% | 3.15% |
| 2022-12-31 | $1.4B | $1.2B | $0.9B | 1.19% | 14.91% | 3.10% |
| 2022-09-30 | $1.4B | $1.2B | $0.8B | 1.12% | 13.93% | 2.99% |
| 2022-06-30 | $1.4B | $1.2B | $0.8B | 1.05% | 12.40% | 2.86% |
| 2022-03-31 | $1.4B | $1.2B | $0.8B | 0.98% | 11.03% | 2.80% |
| 2021-12-31 | $1.4B | $1.1B | $0.8B | 1.20% | 12.67% | 3.07% |
| 2021-09-30 | $1.4B | $1.1B | $0.8B | 1.22% | 13.00% | 3.10% |
| 2021-06-30 | $1.4B | $1.1B | $0.8B | 1.11% | 11.94% | 2.97% |
| 2021-03-31 | $1.4B | $1.1B | $0.8B | 1.10% | 11.82% | 2.94% |
| 2020-12-31 | $1.3B | $1.0B | $0.8B | 1.11% | 10.72% | 3.40% |
| 2020-09-30 | $1.2B | $1.0B | $0.8B | 1.11% | 10.49% | 3.43% |
| 2020-06-30 | $1.2B | $0.9B | $0.8B | 1.10% | 10.30% | 3.45% |
| 2020-03-31 | $1.1B | $0.9B | $0.7B | 1.07% | 9.99% | 3.55% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1928633 · 1992-03-17 to current
Unmatched RSSD entityRSSD 1928633 · 1991-12-12 to 1992-03-16
2020-01-18RSSD 535641 → 982142 · code 1
2016-05-21RSSD 643546 → 982142 · code 1
2016-05-21RSSD 525446 → 982142 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.