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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,184,046 | 2,600,399 | 2,622,454 | 1.03 | 10.23 | 3.51 |
| 2016-06-30 | 3,379,794 | 2,742,567 | 2,793,262 | 1.08 | 10.81 | 3.50 |
| 2016-09-30 | 3,455,178 | 2,715,198 | 2,845,513 | 1.07 | 10.75 | 3.50 |
| 2016-12-31 | 3,483,848 | 2,868,020 | 2,908,119 | 1.08 | 10.82 | 3.50 |
| 2017-03-31 | 3,561,608 | 2,925,277 | 2,948,463 | 1.07 | 10.67 | 3.53 |
| 2017-06-30 | 3,745,630 | 2,972,507 | 3,158,994 | 1.08 | 10.83 | 3.57 |
| 2017-09-30 | 3,770,211 | 3,127,141 | 3,185,037 | 1.09 | 10.94 | 3.61 |
| 2017-12-31 | 3,947,088 | 3,179,608 | 3,327,699 | 1.03 | 10.47 | 3.64 |
| 2018-03-31 | 3,956,569 | 3,275,687 | 3,318,170 | 1.31 | 13.54 | 3.68 |
| 2018-06-30 | 4,104,153 | 3,320,393 | 3,483,875 | 1.34 | 13.91 | 3.74 |
| 2018-09-30 | 4,236,865 | 3,514,117 | 3,595,182 | 1.37 | 14.19 | 3.77 |
| 2018-12-31 | 4,426,972 | 3,546,279 | 3,760,244 | 1.38 | 14.38 | 3.79 |
| 2019-03-31 | 4,508,030 | 3,681,194 | 3,833,483 | 1.37 | 14.19 | 3.73 |
| 2019-06-30 | 4,744,713 | 3,761,471 | 3,973,488 | 1.37 | 14.24 | 3.71 |
| 2019-09-30 | 4,811,249 | 3,867,570 | 4,045,678 | 1.44 | 14.86 | 3.70 |
| 2019-12-31 | 4,694,690 | 3,696,720 | 3,951,109 | 1.42 | 14.52 | 3.68 |
| 2020-03-31 | 4,902,335 | 3,762,868 | 4,074,535 | 1.41 | 13.71 | 3.54 |
| 2020-06-30 | 5,373,900 | 4,296,986 | 4,502,919 | 1.47 | 14.58 | 3.39 |
| 2020-09-30 | 5,572,500 | 4,426,562 | 4,673,000 | 1.45 | 14.50 | 3.34 |
| 2020-12-31 | 5,684,149 | 4,660,393 | 4,688,162 | 1.37 | 13.86 | 3.33 |
| 2021-03-31 | 5,760,534 | 4,873,935 | 4,530,041 | 1.46 | 15.00 | 3.21 |
| 2021-06-30 | 5,885,967 | 4,976,231 | 4,511,900 | 1.37 | 14.03 | 3.12 |
| 2021-09-30 | 5,965,795 | 5,052,436 | 4,883,998 | 1.43 | 14.60 | 3.17 |
| 2021-12-31 | 6,193,839 | 5,253,504 | 4,753,726 | 1.43 | 14.65 | 3.17 |
| 2022-03-31 | 6,220,355 | 5,293,901 | 4,937,561 | 1.37 | 14.36 | 3.13 |
| 2022-06-30 | 6,372,677 | 5,391,916 | 4,990,345 | 1.57 | 16.77 | 3.28 |
| 2022-09-30 | 6,257,053 | 5,403,501 | 4,843,071 | 1.62 | 17.44 | 3.55 |
| 2022-12-31 | 6,722,761 | 5,457,761 | 5,222,558 | 1.70 | 18.46 | 3.76 |
| 2023-03-31 | 7,050,289 | 5,728,300 | 5,583,502 | 1.82 | 20.07 | 4.15 |
| 2023-06-30 | 7,774,511 | 6,358,391 | 6,273,845 | 1.83 | 20.74 | 4.07 |
| 2023-09-30 | 8,187,249 | 6,902,664 | 6,543,001 | 1.83 | 21.37 | 4.05 |
| 2023-12-31 | 8,718,026 | 7,195,006 | 6,905,015 | 1.84 | 21.56 | 4.00 |
| 2024-03-31 | 8,685,808 | 7,143,140 | 6,835,757 | 1.67 | 19.66 | 3.73 |
| 2024-06-30 | 8,919,002 | 7,429,174 | 7,020,655 | 1.70 | 19.87 | 3.71 |
| 2024-09-30 | 9,270,704 | 7,642,335 | 7,281,991 | 1.70 | 19.67 | 3.70 |
| 2024-12-31 | 9,692,491 | 7,579,320 | 7,665,724 | 1.67 | 19.32 | 3.64 |
| 2025-03-31 | 9,470,954 | 7,527,967 | 7,386,874 | 1.57 | 17.80 | 3.49 |
| 2025-06-30 | 9,834,967 | 7,960,250 | 7,676,757 | 1.67 | 18.64 | 3.54 |
| 2025-09-30 | 9,917,852 | 8,070,208 | 7,802,437 | 1.67 | 18.41 | 3.57 |
| 2025-12-31 | 9,663,367 | 7,841,307 | 7,635,097 | 1.67 | 17.89 | 3.60 |
| 2026-03-31 | 10,084,903 | 8,324,642 | 7,910,264 | 1.50 | 14.96 | 3.60 |
| 2026-06-30 | 10,411,663 | 8,786,698 | 8,010,522 | 1.57 | 15.71 | 3.57 |
63 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1992-02-08 | 50 | 362874 | 783648 |
| 1982-08-11 | 1 | 125042 | 783648 |
| 1982-06-11 | 1 | 156541 | 783648 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.