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Regulatory profile
Whiting, IN · FDIC certificate #12854 · RSSD 783648
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $10.4B | $8.8B | $8.0B | 1.57% | 15.71% | 3.57% |
| 2026-03-31 | $10.1B | $8.3B | $7.9B | 1.50% | 14.96% | 3.60% |
| 2025-12-31 | $9.7B | $7.8B | $7.6B | 1.67% | 17.89% | 3.60% |
| 2025-09-30 | $9.9B | $8.1B | $7.8B | 1.67% | 18.41% | 3.57% |
| 2025-06-30 | $9.8B | $8.0B | $7.7B | 1.67% | 18.64% | 3.54% |
| 2025-03-31 | $9.5B | $7.5B | $7.4B | 1.57% | 17.80% | 3.49% |
| 2024-12-31 | $9.7B | $7.6B | $7.7B | 1.67% | 19.32% | 3.64% |
| 2024-09-30 | $9.3B | $7.6B | $7.3B | 1.70% | 19.67% | 3.70% |
| 2024-06-30 | $8.9B | $7.4B | $7.0B | 1.70% | 19.87% | 3.71% |
| 2024-03-31 | $8.7B | $7.1B | $6.8B | 1.67% | 19.66% | 3.73% |
| 2023-12-31 | $8.7B | $7.2B | $6.9B | 1.84% | 21.56% | 4.00% |
| 2023-09-30 | $8.2B | $6.9B | $6.5B | 1.83% | 21.37% | 4.05% |
| 2023-06-30 | $7.8B | $6.4B | $6.3B | 1.83% | 20.74% | 4.07% |
| 2023-03-31 | $7.1B | $5.7B | $5.6B | 1.82% | 20.07% | 4.15% |
| 2022-12-31 | $6.7B | $5.5B | $5.2B | 1.70% | 18.46% | 3.76% |
| 2022-09-30 | $6.3B | $5.4B | $4.8B | 1.62% | 17.44% | 3.55% |
| 2022-06-30 | $6.4B | $5.4B | $5.0B | 1.57% | 16.77% | 3.28% |
| 2022-03-31 | $6.2B | $5.3B | $4.9B | 1.37% | 14.36% | 3.13% |
| 2021-12-31 | $6.2B | $5.3B | $4.8B | 1.43% | 14.65% | 3.17% |
| 2021-09-30 | $6.0B | $5.1B | $4.9B | 1.43% | 14.60% | 3.17% |
| 2021-06-30 | $5.9B | $5.0B | $4.5B | 1.37% | 14.03% | 3.12% |
| 2021-03-31 | $5.8B | $4.9B | $4.5B | 1.46% | 15.00% | 3.21% |
| 2020-12-31 | $5.7B | $4.7B | $4.7B | 1.37% | 13.86% | 3.33% |
| 2020-09-30 | $5.6B | $4.4B | $4.7B | 1.45% | 14.50% | 3.34% |
| 2020-06-30 | $5.4B | $4.3B | $4.5B | 1.47% | 14.58% | 3.39% |
| 2020-03-31 | $4.9B | $3.8B | $4.1B | 1.41% | 13.71% | 3.54% |
| 2019-12-31 | $4.7B | $3.7B | $4.0B | 1.42% | 14.52% | 3.68% |
| 2019-09-30 | $4.8B | $3.9B | $4.0B | 1.44% | 14.86% | 3.70% |
| 2019-06-30 | $4.7B | $3.8B | $4.0B | 1.37% | 14.24% | 3.71% |
| 2019-03-31 | $4.5B | $3.7B | $3.8B | 1.37% | 14.19% | 3.73% |
| 2018-12-31 | $4.4B | $3.5B | $3.8B | 1.38% | 14.38% | 3.79% |
| 2018-09-30 | $4.2B | $3.5B | $3.6B | 1.37% | 14.19% | 3.77% |
| 2018-06-30 | $4.1B | $3.3B | $3.5B | 1.34% | 13.91% | 3.74% |
| 2018-03-31 | $4.0B | $3.3B | $3.3B | 1.31% | 13.54% | 3.68% |
| 2017-12-31 | $3.9B | $3.2B | $3.3B | 1.03% | 10.47% | 3.64% |
| 2017-09-30 | $3.8B | $3.1B | $3.2B | 1.09% | 10.94% | 3.61% |
| 2017-06-30 | $3.7B | $3.0B | $3.2B | 1.08% | 10.83% | 3.57% |
| 2017-03-31 | $3.6B | $2.9B | $2.9B | 1.07% | 10.67% | 3.53% |
| 2016-12-31 | $3.5B | $2.9B | $2.9B | 1.08% | 10.82% | 3.50% |
| 2016-09-30 | $3.5B | $2.7B | $2.8B | 1.07% | 10.75% | 3.50% |
| 2016-06-30 | $3.4B | $2.7B | $2.8B | 1.08% | 10.81% | 3.50% |
| 2016-03-31 | $3.2B | $2.6B | $2.6B | 1.03% | 10.23% | 3.51% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
FIRST BANCSHARES, INC.RSSD 1204560 · 2003-06-30 to current
FIRST BANCSHARES, INC.RSSD 1204560 · 1982-12-31 to 2003-06-29
FIRST BANCSHARES, INC.RSSD 1204560 · 1981-12-31 to 1982-12-30
FIRST BANCSHARES, INC.RSSD 1204560 · 1980-08-22 to 1981-12-30
1992-02-08RSSD 362874 → 783648 · code 50
1982-08-11RSSD 125042 → 783648 · code 1
1982-06-11RSSD 156541 → 783648 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.