Regulatory profile
Lexington, KY · FDIC certificate #15815 · RSSD 1007015
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.0B | $3.1B | $3.0B | 1.27% | 10.25% | 4.05% |
| 2026-03-31 | $4.0B | $3.1B | $2.9B | 1.23% | 10.02% | 3.95% |
| 2025-12-31 | $3.9B | $3.1B | $2.9B | 1.16% | 9.64% | 3.98% |
| 2025-09-30 | $3.9B | $3.1B | $2.8B | 1.21% | 10.13% | 3.97% |
| 2025-06-30 | $3.8B | $2.9B | $2.8B | 1.18% | 9.87% | 3.95% |
| 2025-03-31 | $3.7B | $2.9B | $2.8B | 1.13% | 9.49% | 3.91% |
| 2024-12-31 | $3.6B | $2.9B | $2.8B | 1.04% | 8.91% | 3.92% |
| 2024-09-30 | $3.6B | $2.8B | $2.8B | 1.01% | 8.71% | 3.90% |
| 2024-06-30 | $3.6B | $2.8B | $2.8B | 0.96% | 8.40% | 3.86% |
| 2024-03-31 | $3.5B | $2.8B | $2.7B | 0.93% | 8.08% | 3.86% |
| 2023-12-31 | $3.4B | $2.7B | $2.7B | 0.95% | 9.17% | 3.78% |
| 2023-09-30 | $3.6B | $2.7B | $2.6B | 0.97% | 9.59% | 3.79% |
| 2023-06-30 | $3.6B | $2.7B | $2.5B | 0.99% | 9.93% | 3.85% |
| 2023-03-31 | $3.6B | $2.8B | $2.4B | 0.96% | 9.82% | 3.92% |
| 2022-12-31 | $3.8B | $3.0B | $2.3B | 0.56% | 6.06% | 2.92% |
| 2022-09-30 | $3.9B | $3.1B | $2.2B | 0.50% | 5.51% | 2.71% |
| 2022-06-30 | $3.8B | $3.1B | $2.1B | 0.42% | 4.57% | 2.52% |
| 2022-03-31 | $3.9B | $3.1B | $2.1B | 0.35% | 3.73% | 2.41% |
| 2021-12-31 | $3.9B | $3.2B | $2.1B | 0.88% | 8.88% | 3.00% |
| 2021-09-30 | $3.7B | $3.0B | $2.1B | 0.99% | 9.79% | 3.15% |
| 2021-06-30 | $3.5B | $2.9B | $2.4B | 0.99% | 9.75% | 3.18% |
| 2021-03-31 | $3.5B | $2.9B | $2.4B | 1.07% | 10.47% | 3.22% |
| 2020-12-31 | $3.3B | $2.7B | $2.3B | 0.51% | 4.69% | 3.55% |
| 2020-09-30 | $3.1B | $2.5B | $2.3B | 0.76% | 6.82% | 3.60% |
| 2020-06-30 | $3.1B | $2.5B | $2.4B | 0.72% | 6.38% | 3.64% |
| 2020-03-31 | $2.7B | $2.2B | $2.0B | 0.87% | 7.48% | 3.71% |
| 2019-12-31 | $2.8B | $2.2B | $2.0B | 1.16% | 10.11% | 3.99% |
| 2019-09-30 | $2.7B | $2.2B | $2.1B | 1.20% | 10.48% | 4.04% |
| 2019-06-30 | $2.7B | $2.1B | $2.1B | 1.21% | 10.57% | 4.03% |
| 2019-03-31 | $2.6B | $2.1B | $2.1B | 1.39% | 12.20% | 4.04% |
| 2018-12-31 | $2.6B | $2.1B | $2.1B | 1.14% | 10.23% | 3.98% |
| 2018-09-30 | $2.5B | $2.1B | $2.0B | 1.14% | 10.22% | 3.97% |
| 2018-06-30 | $2.5B | $2.1B | $2.0B | 1.12% | 10.12% | 3.97% |
| 2018-03-31 | $2.5B | $2.0B | $2.0B | 1.14% | 10.26% | 3.94% |
| 2017-12-31 | $2.4B | $2.0B | $2.0B | 0.76% | 6.83% | 3.94% |
| 2017-09-30 | $2.4B | $1.9B | $1.9B | 0.86% | 7.74% | 3.92% |
| 2017-06-30 | $2.3B | $1.9B | $1.9B | 0.80% | 7.27% | 3.88% |
| 2017-03-31 | $2.1B | $1.8B | $1.7B | 0.76% | 7.14% | 3.80% |
| 2016-12-31 | $2.1B | $1.8B | $1.6B | 0.78% | 7.40% | 3.72% |
| 2016-09-30 | $2.1B | $1.7B | $1.6B | 0.87% | 8.25% | 3.71% |
| 2016-06-30 | $2.1B | $1.7B | $1.6B | 0.87% | 8.26% | 3.70% |
| 2016-03-31 | $2.1B | $1.7B | $1.5B | 0.93% | 8.81% | 3.72% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2158156 · 1993-12-27 to current
2017-06-01RSSD 2435660 → 1007015 · code 1
2011-01-18RSSD 2650306 → 1007015 · code 1
1998-08-31RSSD 348074 → 1007015 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.