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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lander, WY · FDIC certificate #529
CENTRAL BANK&TRUST is an FDIC-insured institution based in Lander, WY (FDIC certificate #529). In its Q3 2026 Call Report it reported total assets of $199M, total deposits of $179M and net loans of $112M. Its primary federal regulator is FDIC.
Reported facts
CENTRAL BANK&TRUST (FDIC certificate #529) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $199M |
|---|---|
| Total deposits | $179M |
| Net loans and leases | $112M |
| Return on assets | 2.20% |
| Return on equity | 26.09% |
| Net interest margin | 4.63% |
| Quarterly asset change | -1.71% |
| Quarterly deposit change | -1.70% |
Plain-language readout
CENTRAL BANK&TRUST in Lander, WY reported total assets of $199M, total deposits of $179M and net loans of $112M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.20%, a return on equity of 26.09%, a net interest margin of 4.63%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $199M | $179M | $112M | 2.20% | 26.09% | 4.63% |
| Q2 2026 | $203M | $182M | $111M | 2.19% | 26.08% | 4.55% |
| Q1 2026 | $207M | $189M | $110M | 2.03% | 24.24% | 4.40% |
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