CENTRAL BANK

FDIC #9204 · UT · period 20260630

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Total assets1,009,437-8.62% YoY

Total deposits781,476-8.76% YoY

Net loans and leases585,391-17.70% YoY

Return on assets1.71%-11.52% YoY

Return on equity10.86%-12.35% YoY

Net interest margin4.98%-9.04% YoY

Peer position

Return on assets90thstrength · n=902

Return on equity66thin line · n=894

Net interest margin94thstrength · n=902

Equity to assets92ndstrength · n=894

Noncurrent loans53rdin line · n=887

Liquid assets71ststrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits76thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-09-30	1,009,437	781,476	585,391	1.71	10.86	4.98
2017-12-31	1,017,560	785,079	628,682	1.50	9.50	5.09
2018-03-31	1,053,328	806,468	644,555	2.06	13.03	5.54
2018-06-30	1,100,613	837,771	682,537	1.93	12.38	5.45
2018-09-30	1,104,696	856,515	711,313	1.94	12.39	5.47
2018-12-31	1,086,881	834,704	695,258	1.92	12.13	5.54
2019-03-31	1,105,209	856,208	709,965	2.00	12.12	5.51
2019-06-30	1,149,652	861,652	727,339	2.04	12.40	5.57
2019-09-30	1,194,874	923,801	755,125	2.06	12.53	5.58
2019-12-31	1,195,612	930,334	750,957	2.06	12.48	5.49
2020-03-31	1,245,824	972,772	741,230	1.91	11.63	4.94
2020-06-30	1,426,271	1,131,307	799,275	1.82	11.47	4.67
2020-09-30	1,469,058	1,173,568	805,661	1.89	12.17	4.48
2020-12-31	1,567,652	1,272,392	758,985	1.89	12.45	4.41
2021-03-31	1,677,134	1,366,310	797,728	1.58	11.60	3.77
2021-06-30	1,702,058	1,382,330	813,439	1.48	10.94	3.73
2021-09-30	1,856,749	1,534,755	809,740	1.42	10.72	3.66
2021-12-31	2,032,710	1,697,087	877,417	1.33	10.40	3.54
2022-03-31	2,057,123	1,742,865	924,686	1.19	10.97	3.39
2022-06-30	2,029,866	1,736,468	950,939	1.27	12.11	3.56
2022-09-30	2,056,962	1,762,787	998,760	1.34	13.06	3.69
2022-12-31	2,029,367	1,591,338	1,039,595	1.26	12.35	3.79
2023-03-31	2,014,180	1,547,051	1,033,087	1.45	14.19	3.75
2023-06-30	1,974,533	1,497,067	1,028,853	1.39	13.37	3.76
2023-09-30	1,946,779	1,514,459	1,077,614	1.42	13.39	3.86
2023-12-31	1,964,740	1,441,887	1,120,887	1.42	13.07	3.94
2024-03-31	1,950,983	1,476,908	1,142,901	1.40	11.62	4.15
2024-06-30	1,980,642	1,512,534	1,193,406	1.43	11.67	4.23
2024-09-30	2,016,873	1,521,472	1,247,378	1.47	11.71	4.33
2024-12-31	2,008,559	1,503,013	1,283,164	1.48	11.66	4.44
2025-03-31	2,024,344	1,627,800	1,282,535	1.69	12.54	4.74
2025-06-30	2,045,237	1,648,278	1,314,145	1.70	12.48	4.86
2025-09-30	2,059,593	1,698,896	1,357,767	1.72	12.44	4.94
2025-12-31	2,051,229	1,682,249	1,323,650	1.78	12.62	5.02
2026-03-31	2,149,085	1,773,365	1,330,738	1.95	13.20	4.97
2026-06-30	2,164,532	1,778,121	1,321,023	2.06	13.93	4.94

Structure and branch footprint

13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1966-07-01	1	525576	622774

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.