Regulatory profile
Provo, UT · FDIC certificate #9204 · RSSD 622774
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
Historical peer positioning
Period-matched assets 1b 10b. Position describes the distribution only; it is not a rating.
| Metric | 2023-09 | 2023-12 | 2024-03 | 2024-06 | 2024-09 | 2024-12 | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assetsASSET | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 |
| Total depositsDEP | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 |
| Net loansLNLSNET | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 |
| Return on assetsROA | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 |
| Return on equityROE | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 | P25–75 |
| Net interest marginNIMY | P25–75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 |
Cohorts are matched separately for each reporting period. Above or below a peer quartile can be favorable, unfavorable, or neutral depending on the measure and context.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.2B | $1.8B | $1.3B | 2.06% | 13.93% | 4.94% |
| 2026-03-31 | $2.1B | $1.8B | $1.3B | 1.95% | 13.20% | 4.97% |
| 2025-12-31 | $2.1B | $1.7B | $1.3B | 1.78% | 12.62% | 5.02% |
| 2025-09-30 | $2.1B | $1.7B | $1.4B | 1.72% | 12.44% | 4.94% |
| 2025-06-30 | $2.0B | $1.6B | $1.3B | 1.70% | 12.48% | 4.86% |
| 2025-03-31 | $2.0B | $1.6B | $1.3B | 1.69% | 12.54% | 4.74% |
| 2024-12-31 | $2.0B | $1.5B | $1.3B | 1.48% | 11.66% | 4.44% |
| 2024-09-30 | $2.0B | $1.5B | $1.2B | 1.47% | 11.71% | 4.33% |
| 2024-06-30 | $2.0B | $1.5B | $1.2B | 1.43% | 11.67% | 4.23% |
| 2024-03-31 | $2.0B | $1.5B | $1.1B | 1.40% | 11.62% | 4.15% |
| 2023-12-31 | $2.0B | $1.4B | $1.1B | 1.42% | 13.07% | 3.94% |
| 2023-09-30 | $1.9B | $1.5B | $1.1B | 1.42% | 13.39% | 3.86% |
| 2023-06-30 | $2.0B | $1.5B | $1.0B | 1.39% | 13.37% | 3.76% |
| 2023-03-31 | $2.0B | $1.5B | $1.0B | 1.45% | 14.19% | 3.75% |
| 2022-12-31 | $2.0B | $1.6B | $1.0B | 1.26% | 12.35% | 3.79% |
| 2022-09-30 | $2.1B | $1.8B | $1.0B | 1.34% | 13.06% | 3.69% |
| 2022-06-30 | $2.0B | $1.7B | $1.0B | 1.27% | 12.11% | 3.56% |
| 2022-03-31 | $2.1B | $1.7B | $0.9B | 1.19% | 10.97% | 3.39% |
| 2021-12-31 | $2.0B | $1.7B | $0.9B | 1.33% | 10.40% | 3.54% |
| 2021-09-30 | $1.9B | $1.5B | $0.8B | 1.42% | 10.72% | 3.66% |
| 2021-06-30 | $1.7B | $1.4B | $0.8B | 1.48% | 10.94% | 3.73% |
| 2021-03-31 | $1.7B | $1.4B | $0.8B | 1.58% | 11.60% | 3.77% |
| 2020-12-31 | $1.6B | $1.3B | $0.8B | 1.89% | 12.45% | 4.41% |
| 2020-09-30 | $1.5B | $1.2B | $0.8B | 1.89% | 12.17% | 4.48% |
| 2020-06-30 | $1.4B | $1.1B | $0.8B | 1.82% | 11.47% | 4.67% |
| 2020-03-31 | $1.2B | $1.0B | $0.7B | 1.91% | 11.63% | 4.94% |
| 2019-12-31 | $1.2B | $0.9B | $0.8B | 2.06% | 12.48% | 5.49% |
| 2019-09-30 | $1.2B | $0.9B | $0.8B | 2.06% | 12.53% | 5.58% |
| 2019-06-30 | $1.1B | $0.9B | $0.7B | 2.04% | 12.40% | 5.57% |
| 2019-03-31 | $1.1B | $0.9B | $0.7B | 2.00% | 12.12% | 5.51% |
| 2018-12-31 | $1.1B | $0.8B | $0.7B | 1.92% | 12.13% | 5.54% |
| 2018-09-30 | $1.1B | $0.9B | $0.7B | 1.94% | 12.39% | 5.47% |
| 2018-06-30 | $1.1B | $0.8B | $0.7B | 1.93% | 12.38% | 5.45% |
| 2018-03-31 | $1.1B | $0.8B | $0.6B | 2.06% | 13.03% | 5.54% |
| 2017-12-31 | $1.0B | $0.8B | $0.6B | 1.50% | 9.50% | 5.09% |
| 2017-09-30 | $1.0B | $0.8B | $0.6B | 1.71% | 10.86% | 4.98% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1025662 · 1990-06-07 to current
Unmatched RSSD entityRSSD 1025662 · 1970-12-31 to 1990-06-06
1966-07-01RSSD 525576 → 622774 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.