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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Waco, TX · FDIC certificate #22396 · RSSD 428060
CENTRAL NATIONAL BANK is an FDIC-insured institution based in Waco, TX (FDIC certificate #22396). In its Q2 2026 Call Report it reported total assets of $1.5B, total deposits of $1.3B and net loans of $1.2B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for CENTRAL NATIONAL BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.55% |
|---|---|
| Equity to assets | 9.07% |
| Noncurrent loans ratio | 0.11% |
| Nonaccrual loans ratio | 0.00% |
| Loan to deposit ratio | 92.07% |
| Liquid assets ratio | 17.43% |
| Brokered deposit ratio | 6.48% |
| Total deposits | $1.3B |
| Net loans and leases | $1.2B |