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Regulatory profile
Waco, TX · FDIC certificate #22396 · RSSD 428060
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.5B | $1.3B | $1.2B | 2.01% | 22.60% | 3.82% |
| 2026-03-31 | $1.4B | $1.3B | $1.2B | 2.00% | 22.59% | 3.78% |
| 2025-12-31 | $1.5B | $1.3B | $1.1B | 2.09% | 23.24% | 3.87% |
| 2025-09-30 | $1.4B | $1.2B | $1.1B | 2.05% | 22.60% | 3.89% |
| 2025-06-30 | $1.3B | $1.1B | $1.1B | 2.02% | 22.18% | 3.87% |
| 2025-03-31 | $1.3B | $1.1B | $1.0B | 2.01% | 22.39% | 3.76% |
| 2024-12-31 | $1.3B | $1.2B | $1.0B | 1.84% | 20.93% | 3.55% |
| 2024-09-30 | $1.3B | $1.2B | $1.0B | 1.78% | 20.27% | 3.48% |
| 2024-06-30 | $1.2B | $1.1B | $1.0B | 1.73% | 19.64% | 3.49% |
| 2024-03-31 | $1.2B | $1.1B | $1.0B | 1.65% | 18.89% | 3.44% |
| 2023-12-31 | $1.2B | $1.1B | $1.0B | 1.79% | 21.79% | 3.50% |
| 2023-09-30 | $1.2B | $1.1B | $1.0B | 1.82% | 22.51% | 3.51% |
| 2023-06-30 | $1.2B | $1.0B | $0.9B | 1.95% | 24.06% | 3.61% |
| 2023-03-31 | $1.2B | $1.0B | $0.9B | 2.01% | 25.25% | 3.67% |
| 2022-12-31 | $1.2B | $1.0B | $0.9B | 1.84% | 24.69% | 3.46% |
| 2022-09-30 | $1.3B | $1.1B | $0.9B | 1.73% | 23.37% | 3.30% |
| 2022-06-30 | $1.3B | $1.1B | $0.9B | 1.52% | 20.34% | 3.12% |
| 2022-03-31 | $1.3B | $1.1B | $0.8B | 1.38% | 18.15% | 2.94% |
| 2021-12-31 | $1.3B | $1.1B | $0.8B | 1.59% | 19.46% | 3.05% |
| 2021-09-30 | $1.2B | $1.0B | $0.7B | 1.58% | 19.08% | 3.03% |
| 2021-06-30 | $1.2B | $1.0B | $0.7B | 1.59% | 19.08% | 3.07% |
| 2021-03-31 | $1.2B | $1.0B | $0.7B | 1.63% | 19.64% | 3.16% |
| 2020-12-31 | $1.1B | $0.9B | $0.7B | 1.87% | 21.56% | 3.51% |
| 2020-09-30 | $1.1B | $0.9B | $0.7B | 1.90% | 21.68% | 3.56% |
| 2020-06-30 | $1.1B | $0.9B | $0.8B | 1.85% | 20.88% | 3.61% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1106132 · 2008-11-01 to current
Unmatched RSSD entityRSSD 2508087 · 1996-12-31 to 2008-10-31
Unmatched RSSD entityRSSD 1106132 · 1983-12-31 to 1996-12-30
Unmatched RSSD entityRSSD 1106132 · 1982-12-31 to 1983-12-30
Unmatched RSSD entityRSSD 1106132 · 1981-12-04 to 1982-12-30
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.