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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,061,640 | 754,002 | 463,051 | 0.37 | 1.49 | 2.51 |
| 2016-06-30 | 1,108,977 | 794,755 | 477,813 | 0.34 | 1.42 | 2.41 |
| 2016-09-30 | 1,136,400 | 818,884 | 499,380 | 0.36 | 1.50 | 2.36 |
| 2016-12-31 | 1,141,917 | 823,538 | 531,754 | 0.64 | 2.68 | 2.34 |
| 2017-03-31 | 1,152,263 | 832,739 | 540,984 | 0.32 | 1.39 | 2.47 |
| 2017-06-30 | 1,151,766 | 833,400 | 548,056 | 0.63 | 2.70 | 2.53 |
| 2017-09-30 | 1,175,676 | 846,085 | 553,625 | 0.66 | 2.84 | 2.55 |
| 2017-12-31 | 1,181,598 | 857,060 | 599,437 | 1.09 | 4.64 | 2.55 |
| 2018-03-31 | 1,176,325 | 853,521 | 629,189 | 0.46 | 1.92 | 2.70 |
| 2018-06-30 | 1,205,041 | 887,492 | 636,355 | 0.52 | 2.21 | 2.70 |
| 2018-09-30 | 1,234,589 | 919,443 | 669,985 | 0.50 | 2.15 | 2.69 |
| 2018-12-31 | 1,217,405 | 911,529 | 695,642 | 0.61 | 2.65 | 2.71 |
| 2019-03-31 | 1,243,146 | 916,978 | 704,130 | 3.08 | 13.41 | 2.83 |
| 2019-06-30 | 1,252,674 | 921,836 | 699,840 | 2.21 | 9.52 | 2.84 |
| 2019-09-30 | 1,257,269 | 919,562 | 719,557 | 1.86 | 7.97 | 2.82 |
| 2019-12-31 | 1,341,767 | 926,428 | 808,453 | 2.07 | 8.90 | 2.78 |
| 2020-03-31 | 1,327,409 | 910,467 | 847,203 | -6.73 | -30.22 | 2.72 |
| 2020-06-30 | 1,873,340 | 1,391,091 | 1,278,805 | -1.25 | -6.32 | 2.77 |
| 2020-09-30 | 1,897,975 | 1,439,423 | 1,260,882 | -0.17 | -0.93 | 2.85 |
| 2020-12-31 | 1,889,935 | 1,454,062 | 1,275,406 | 0.72 | 3.96 | 2.97 |
| 2021-03-31 | 1,909,175 | 1,496,294 | 1,264,640 | 2.13 | 12.48 | 3.01 |
| 2021-06-30 | 1,880,173 | 1,471,132 | 1,235,628 | 1.90 | 10.94 | 3.06 |
| 2021-09-30 | 1,882,545 | 1,479,416 | 1,195,417 | 1.49 | 8.49 | 3.15 |
| 2021-12-31 | 1,917,548 | 1,493,723 | 1,214,569 | 2.12 | 11.90 | 3.17 |
| 2022-03-31 | 1,879,973 | 1,479,991 | 1,226,927 | -0.86 | -4.65 | 3.19 |
| 2022-06-30 | 1,905,509 | 1,471,363 | 1,292,378 | -1.10 | -6.13 | 3.28 |
| 2022-09-30 | 2,020,448 | 1,548,815 | 1,412,469 | -1.01 | -5.87 | 3.32 |
| 2022-12-31 | 2,127,985 | 1,609,343 | 1,499,586 | 0.00 | 0.03 | 3.31 |
| 2023-03-31 | 2,204,411 | 1,668,331 | 1,583,947 | 0.32 | 2.05 | 3.12 |
| 2023-06-30 | 2,296,223 | 1,696,380 | 1,676,286 | 0.46 | 3.07 | 3.09 |
| 2023-09-30 | 2,439,002 | 1,797,583 | 1,817,005 | 0.11 | 0.78 | 3.04 |
| 2023-12-31 | 2,544,417 | 1,847,704 | 1,916,882 | 0.60 | 4.14 | 2.99 |
| 2024-03-31 | 2,630,262 | 1,905,768 | 1,977,398 | 1.17 | 8.56 | 2.67 |
| 2024-06-30 | 2,723,778 | 1,994,659 | 2,079,331 | 0.75 | 5.57 | 2.65 |
| 2024-09-30 | 2,784,794 | 2,051,894 | 2,103,156 | 1.22 | 9.01 | 2.63 |
| 2024-12-31 | 2,812,780 | 2,126,168 | 2,170,624 | 0.90 | 6.70 | 2.67 |
| 2025-03-31 | 2,816,856 | 2,138,306 | 2,168,469 | 0.96 | 7.14 | 2.89 |
| 2025-06-30 | 2,893,944 | 2,141,537 | 2,202,258 | 0.87 | 6.46 | 2.97 |
| 2025-09-30 | 2,931,974 | 2,228,722 | 2,232,382 | 1.09 | 8.03 | 2.98 |
| 2025-12-31 | 3,027,980 | 2,284,965 | 2,289,114 | 1.01 | 7.46 | 2.99 |
| 2026-03-31 | 3,051,213 | 2,339,745 | 2,311,574 | 0.86 | 6.30 | 3.06 |
| 2026-06-30 | 3,152,569 | 2,296,434 | 2,393,777 | 1.30 | 9.50 | 3.11 |
23 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-05-01 | 1 | 223005 | 876700 |
| 1994-01-01 | 1 | 690102 | 876700 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.