Regulatory profile
West Warwick, RI · FDIC certificate #17764 · RSSD 876700
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $3.2B | $2.3B | $2.4B | 1.30% | 9.50% | 3.11% |
| 2026-03-31 | $3.1B | $2.3B | $2.3B | 0.86% | 6.30% | 3.06% |
| 2025-12-31 | $3.0B | $2.3B | $2.3B | 1.01% | 7.46% | 2.99% |
| 2025-09-30 | $2.9B | $2.2B | $2.2B | 1.09% | 8.03% | 2.98% |
| 2025-06-30 | $2.9B | $2.1B | $2.2B | 0.87% | 6.46% | 2.97% |
| 2025-03-31 | $2.8B | $2.1B | $2.2B | 0.96% | 7.14% | 2.89% |
| 2024-12-31 | $2.8B | $2.1B | $2.2B | 0.90% | 6.70% | 2.67% |
| 2024-09-30 | $2.8B | $2.1B | $2.1B | 1.22% | 9.01% | 2.63% |
| 2024-06-30 | $2.7B | $2.0B | $2.1B | 0.75% | 5.57% | 2.65% |
| 2024-03-31 | $2.6B | $1.9B | $2.0B | 1.17% | 8.56% | 2.67% |
| 2023-12-31 | $2.5B | $1.8B | $1.9B | 0.60% | 4.14% | 2.99% |
| 2023-09-30 | $2.4B | $1.8B | $1.8B | 0.11% | 0.78% | 3.04% |
| 2023-06-30 | $2.3B | $1.7B | $1.7B | 0.46% | 3.07% | 3.09% |
| 2023-03-31 | $2.2B | $1.7B | $1.6B | 0.32% | 2.05% | 3.12% |
| 2022-12-31 | $2.1B | $1.6B | $1.5B | 0.00% | 0.03% | 3.31% |
| 2022-09-30 | $2.0B | $1.5B | $1.4B | -1.01% | -5.87% | 3.32% |
| 2022-06-30 | $1.9B | $1.5B | $1.3B | -1.10% | -6.13% | 3.28% |
| 2022-03-31 | $1.9B | $1.5B | $1.2B | -0.86% | -4.65% | 3.19% |
| 2021-12-31 | $1.9B | $1.5B | $1.2B | 2.12% | 11.90% | 3.17% |
| 2021-09-30 | $1.9B | $1.5B | $1.2B | 1.49% | 8.49% | 3.15% |
| 2021-06-30 | $1.9B | $1.5B | $1.2B | 1.90% | 10.94% | 3.06% |
| 2021-03-31 | $1.9B | $1.5B | $1.3B | 2.13% | 12.48% | 3.01% |
| 2020-12-31 | $1.9B | $1.5B | $1.3B | 0.72% | 3.96% | 2.97% |
| 2020-09-30 | $1.9B | $1.4B | $1.3B | -0.17% | -0.93% | 2.85% |
| 2020-06-30 | $1.9B | $1.4B | $1.3B | -1.25% | -6.32% | 2.77% |
| 2020-03-31 | $1.3B | $0.9B | $0.8B | -6.73% | -30.22% | 2.72% |
| 2019-12-31 | $1.3B | $0.9B | $0.8B | 2.07% | 8.90% | 2.78% |
| 2019-09-30 | $1.3B | $0.9B | $0.7B | 1.86% | 7.97% | 2.82% |
| 2019-06-30 | $1.3B | $0.9B | $0.7B | 2.21% | 9.52% | 2.84% |
| 2019-03-31 | $1.2B | $0.9B | $0.7B | 3.08% | 13.41% | 2.83% |
| 2018-12-31 | $1.2B | $0.9B | $0.7B | 0.61% | 2.65% | 2.71% |
| 2018-09-30 | $1.2B | $0.9B | $0.7B | 0.50% | 2.15% | 2.69% |
| 2018-06-30 | $1.2B | $0.9B | $0.6B | 0.52% | 2.21% | 2.70% |
| 2018-03-31 | $1.2B | $0.9B | $0.6B | 0.46% | 1.92% | 2.70% |
| 2017-12-31 | $1.2B | $0.9B | $0.6B | 1.09% | 4.64% | 2.55% |
| 2017-09-30 | $1.2B | $0.8B | $0.6B | 0.66% | 2.84% | 2.55% |
| 2017-06-30 | $1.2B | $0.8B | $0.5B | 0.63% | 2.70% | 2.53% |
| 2017-03-31 | $1.2B | $0.8B | $0.5B | 0.32% | 1.39% | 2.47% |
| 2016-12-31 | $1.1B | $0.8B | $0.5B | 0.64% | 2.68% | 2.34% |
| 2016-09-30 | $1.1B | $0.8B | $0.5B | 0.36% | 1.50% | 2.36% |
| 2016-06-30 | $1.1B | $0.8B | $0.5B | 0.34% | 1.42% | 2.41% |
| 2016-03-31 | $1.1B | $0.8B | $0.5B | 0.37% | 1.49% | 2.51% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 6030120 · 2025-08-19 to current
2020-05-01RSSD 223005 → 876700 · code 1
1994-01-01RSSD 690102 → 876700 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.