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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Coldwater, MI · FDIC certificate #5015
CENTURY BANK&TRUST is an FDIC-insured institution based in Coldwater, MI (FDIC certificate #5015). In its Q3 2026 Call Report it reported total assets of $511M, total deposits of $435M and net loans of $272M. Its primary federal regulator is FDIC.
Reported facts
CENTURY BANK&TRUST (FDIC certificate #5015) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $511M |
|---|---|
| Total deposits | $435M |
| Net loans and leases | $272M |
| Return on assets | 1.90% |
| Return on equity | 13.86% |
| Net interest margin | 4.47% |
| Quarterly asset change | 3.42% |
| Quarterly deposit change | 3.92% |
Plain-language readout
CENTURY BANK&TRUST in Coldwater, MI reported total assets of $511M, total deposits of $435M and net loans of $272M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.90%, a return on equity of 13.86%, a net interest margin of 4.47%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $511M | $435M | $272M | 1.90% | 13.86% | 4.47% |
| Q2 2026 | $494M | $419M | $268M | 1.85% | 13.44% | 4.45% |
| Q1 2026 | $495M | $420M | $258M | 1.95% | 14.18% | 4.38% |
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