Regulatory profile
Columbus, OH · FDIC certificate #28263 · RSSD 767974
CFBANK NATIONAL ASSN is an FDIC-insured institution based in Columbus, OH (FDIC certificate #28263). In its Q3 2026 Call Report it reported total assets of $2.2B, total deposits of $1.9B and net loans of $1.8B. Its primary federal regulator is OCC. Its current parent is CF BANKSHARES INC..
Reported facts
Deterministic ratios for CFBANK NATIONAL ASSN from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $1.9B |
|---|---|
| Net loans and leases | $1.8B |
Plain-language readout
CFBANK NATIONAL ASSN in Columbus, OH funds its loans with $1.9B of deposits and holds $1.8B of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CFBANK NATIONAL ASSN in Q3 2026; none is estimated.
Against banks of similar size for the same filing period: Brokered deposits to domestic deposits: 0.182 against a peer median of 0.016, a 91.8th percentile position among 890 peers. Common equity tier 1 ratio: 0.135 against a peer median of 0.135, a 50.6th percentile position among 673 peers. Selected CRE loans to gross loans and leases: 0.527 against a peer median of 0.468, a 66.2th percentile position among 862 peers. Selected CRE loans to total capital: 3.564 against a peer median of 2.970, a 70.7th percentile position among 659 peers.
The loan-to-deposit ratio computed from net loans and total deposits was 99.03% in Q3 2026, against 97.10% in Q4 2023. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $1.8B | $1.9B | 99.03% |
| Q2 2026 | $1.8B | $1.8B | 98.41% |
| Q1 2026 | $1.8B | $1.8B | 97.43% |
| Q4 2025 | $1.7B | $1.8B | 97.82% |
| Q3 2025 | $1.7B | $1.8B | 97.18% |
| Q2 2025 | $1.8B | $1.8B | 96.98% |
| Q1 2025 | $1.8B | $1.8B | 97.97% |
| Q4 2024 | $1.7B | $1.8B | 98.04% |
| Q3 2024 | $1.7B | $1.7B | 98.57% |
| Q2 2024 | $1.7B | $1.7B | 99.60% |
| Q1 2024 | $1.7B | $1.7B | 98.46% |
| Q4 2023 | $1.7B | $1.7B | 97.10% |