Regulatory profile
Chesterfield, IL · FDIC certificate #10872
CHESTERFIELD STATE BANK is an FDIC-insured institution based in Chesterfield, IL (FDIC certificate #10872). In its Q3 2026 Call Report it reported total assets of $21M, total deposits of $20M and net loans of $12M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CHESTERFIELD STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $20M |
|---|---|
| Net loans and leases | $12M |
Plain-language readout
CHESTERFIELD STATE BANK in Chesterfield, IL funds its loans with $20M of deposits and holds $12M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CHESTERFIELD STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 63.45% in Q3 2026, against 73.21% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $12M | $20M | 63.45% |
| Q2 2026 | $13M | $20M | 67.33% |
| Q1 2026 | $15M | $20M | 73.21% |