Regulatory profile
Chino, CA · FDIC certificate #35366
CHINO COMMERCIAL BANK N A is an FDIC-insured institution based in Chino, CA (FDIC certificate #35366). In its Q3 2026 Call Report it reported total assets of $539M, total deposits of $418M and net loans of $243M. Its primary federal regulator is OCC.
Reported facts
CHINO COMMERCIAL BANK N A (FDIC certificate #35366) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $539M |
|---|---|
| Total deposits | $418M |
| Net loans and leases | $243M |
| Return on assets | 1.54% |
| Return on equity | 13.80% |
| Net interest margin | 3.94% |
| Quarterly asset change | 4.23% |
| Quarterly deposit change | 5.16% |
Plain-language readout
CHINO COMMERCIAL BANK N A in Chino, CA reported total assets of $539M, total deposits of $418M and net loans of $243M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.54%, a return on equity of 13.80%, a net interest margin of 3.94%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $539M | $418M | $243M | 1.54% | 13.80% | 3.94% |
| Q2 2026 | $517M | $397M | $234M | 1.54% | 13.60% | 3.95% |
| Q1 2026 | $466M | $388M | $227M | 1.52% | 13.34% | 4.10% |
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