Regulatory profile
Chino, CA · FDIC certificate #35366
CHINO COMMERCIAL BANK N A is an FDIC-insured institution based in Chino, CA (FDIC certificate #35366). In its Q3 2026 Call Report it reported total assets of $539M, total deposits of $418M and net loans of $243M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for CHINO COMMERCIAL BANK N A from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $418M |
|---|---|
| Net loans and leases | $243M |
Plain-language readout
CHINO COMMERCIAL BANK N A in Chino, CA funds its loans with $418M of deposits and holds $243M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CHINO COMMERCIAL BANK N A in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 58.25% in Q3 2026, against 58.48% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $243M | $418M | 58.25% |
| Q2 2026 | $234M | $397M | 58.94% |
| Q1 2026 | $227M | $388M | 58.48% |