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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,095,296 | 966,497 | 948,507 | 2.50 | 23.43 | 4.44 |
| 2016-06-30 | 1,134,745 | 988,731 | 1,001,919 | 2.36 | 21.84 | 4.57 |
| 2016-09-30 | 1,151,661 | 1,006,391 | 1,012,741 | 2.30 | 21.43 | 4.53 |
| 2016-12-31 | 1,174,850 | 1,036,997 | 998,055 | 2.32 | 21.58 | 4.46 |
| 2017-03-31 | 1,147,002 | 1,011,914 | 997,176 | 2.16 | 20.01 | 4.23 |
| 2017-06-30 | 1,162,813 | 1,018,644 | 1,041,039 | 2.41 | 21.84 | 4.39 |
| 2017-09-30 | 1,159,504 | 1,012,350 | 1,035,252 | 2.47 | 22.15 | 4.47 |
| 2017-12-31 | 1,249,881 | 1,100,232 | 1,035,538 | 2.40 | 21.53 | 4.43 |
| 2018-03-31 | 1,281,899 | 1,132,956 | 1,025,669 | 1.52 | 13.92 | 4.12 |
| 2018-06-30 | 1,269,511 | 1,121,123 | 1,084,398 | 1.76 | 16.01 | 4.25 |
| 2018-09-30 | 2,056,263 | 1,787,097 | 1,758,886 | 1.67 | 14.42 | 4.05 |
| 2018-12-31 | 2,142,520 | 1,860,705 | 1,783,481 | 1.53 | 12.90 | 4.23 |
| 2019-03-31 | 2,144,069 | 1,853,451 | 1,790,806 | 1.62 | 12.97 | 4.65 |
| 2019-06-30 | 2,154,446 | 1,809,850 | 1,863,406 | 1.51 | 12.02 | 4.70 |
| 2019-09-30 | 2,215,789 | 1,870,384 | 1,918,288 | 1.52 | 12.10 | 4.70 |
| 2019-12-31 | 2,379,086 | 2,026,295 | 1,956,565 | 1.61 | 12.86 | 4.57 |
| 2020-03-31 | 2,429,397 | 2,072,974 | 2,024,234 | 1.59 | 13.15 | 4.02 |
| 2020-06-30 | 2,741,077 | 2,366,586 | 2,345,572 | 1.76 | 14.94 | 4.07 |
| 2020-09-30 | 2,724,653 | 2,347,223 | 2,370,718 | 1.68 | 14.39 | 4.11 |
| 2020-12-31 | 2,825,624 | 2,439,018 | 2,287,276 | 1.83 | 15.69 | 4.16 |
| 2021-03-31 | 3,030,306 | 2,636,334 | 2,325,607 | 1.70 | 15.06 | 3.93 |
| 2021-06-30 | 3,196,969 | 2,792,979 | 2,236,428 | 1.59 | 14.34 | 3.79 |
| 2021-09-30 | 3,051,097 | 2,635,046 | 2,282,145 | 1.64 | 14.63 | 3.84 |
| 2021-12-31 | 3,167,797 | 2,738,576 | 2,344,819 | 1.59 | 14.11 | 3.85 |
| 2022-03-31 | 3,138,605 | 2,756,580 | 2,436,516 | 2.06 | 17.88 | 3.72 |
| 2022-06-30 | 3,098,619 | 2,681,779 | 2,582,879 | 1.86 | 16.02 | 3.89 |
| 2022-09-30 | 3,355,872 | 2,955,778 | 2,700,865 | 1.85 | 16.15 | 4.01 |
| 2022-12-31 | 4,229,093 | 3,812,881 | 2,841,036 | 1.84 | 16.79 | 3.92 |
| 2023-03-31 | 4,920,045 | 4,450,304 | 2,795,250 | 1.57 | 17.09 | 3.24 |
| 2023-06-30 | 5,049,525 | 4,547,756 | 2,967,475 | 1.49 | 15.95 | 3.15 |
| 2023-09-30 | 5,035,683 | 4,522,854 | 3,049,668 | 1.37 | 14.60 | 3.12 |
| 2023-12-31 | 4,973,249 | 4,429,795 | 3,084,461 | 1.28 | 13.35 | 3.11 |
| 2024-03-31 | 4,803,588 | 4,243,378 | 3,045,427 | 1.59 | 15.09 | 2.93 |
| 2024-06-30 | 4,935,807 | 4,366,586 | 3,115,467 | 1.28 | 12.08 | 2.90 |
| 2024-09-30 | 5,271,199 | 4,609,780 | 3,135,882 | 2.32 | 21.45 | 2.87 |
| 2024-12-31 | 5,402,301 | 4,709,973 | 3,138,232 | 1.96 | 18.08 | 2.90 |
| 2025-03-31 | 5,629,168 | 4,963,966 | 3,097,291 | 1.23 | 11.20 | 3.08 |
| 2025-06-30 | 5,760,398 | 4,908,962 | 3,163,859 | 1.24 | 11.23 | 3.10 |
| 2025-09-30 | 5,747,684 | 5,015,579 | 3,149,392 | 1.23 | 11.06 | 3.14 |
| 2025-12-31 | 5,954,318 | 5,131,463 | 3,142,065 | 1.22 | 10.92 | 3.18 |
| 2026-03-31 | 6,133,303 | 5,019,419 | 3,061,947 | 1.29 | 11.26 | 3.27 |
| 2026-06-30 | 6,383,512 | 5,127,914 | 3,178,424 | 1.30 | 11.42 | 3.28 |
18 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-09-15 | 1 | 3049699 | 826956 |
| 2015-10-24 | 1 | 889652 | 826956 |
| 2014-04-26 | 1 | 907958 | 826956 |
| 2013-04-20 | 1 | 281751 | 826956 |
| 2001-11-03 | 1 | 864556 | 826956 |
| 2001-11-03 | 1 | 661250 | 826956 |
| 2001-11-03 | 1 | 229650 | 826956 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.