Regulatory profile
Fargo, ND · FDIC certificate #9423 · RSSD 826956
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $6.4B | $5.1B | $3.2B | 1.30% | 11.42% | 3.28% |
| 2026-03-31 | $6.1B | $5.0B | $3.1B | 1.29% | 11.26% | 3.27% |
| 2025-12-31 | $6.0B | $5.1B | $3.1B | 1.22% | 10.92% | 3.18% |
| 2025-09-30 | $5.7B | $5.0B | $3.1B | 1.23% | 11.06% | 3.14% |
| 2025-06-30 | $5.8B | $4.9B | $3.2B | 1.24% | 11.23% | 3.10% |
| 2025-03-31 | $5.6B | $5.0B | $3.1B | 1.23% | 11.20% | 3.08% |
| 2024-12-31 | $5.4B | $4.7B | $3.1B | 1.96% | 18.08% | 2.90% |
| 2024-09-30 | $5.3B | $4.6B | $3.1B | 2.32% | 21.45% | 2.87% |
| 2024-06-30 | $4.9B | $4.4B | $3.1B | 1.28% | 12.08% | 2.90% |
| 2024-03-31 | $4.8B | $4.2B | $3.0B | 1.59% | 15.09% | 2.93% |
| 2023-12-31 | $5.0B | $4.4B | $3.1B | 1.28% | 13.35% | 3.11% |
| 2023-09-30 | $5.0B | $4.5B | $3.0B | 1.37% | 14.60% | 3.12% |
| 2023-06-30 | $5.0B | $4.5B | $3.0B | 1.49% | 15.95% | 3.15% |
| 2023-03-31 | $4.9B | $4.5B | $2.8B | 1.57% | 17.09% | 3.24% |
| 2022-12-31 | $4.2B | $3.8B | $2.8B | 1.84% | 16.79% | 3.92% |
| 2022-09-30 | $3.4B | $3.0B | $2.7B | 1.85% | 16.15% | 4.01% |
| 2022-06-30 | $3.1B | $2.7B | $2.6B | 1.86% | 16.02% | 3.89% |
| 2022-03-31 | $3.1B | $2.8B | $2.4B | 2.06% | 17.88% | 3.72% |
| 2021-12-31 | $3.2B | $2.7B | $2.3B | 1.59% | 14.11% | 3.85% |
| 2021-09-30 | $3.1B | $2.6B | $2.3B | 1.64% | 14.63% | 3.84% |
| 2021-06-30 | $3.2B | $2.8B | $2.2B | 1.59% | 14.34% | 3.79% |
| 2021-03-31 | $3.0B | $2.6B | $2.3B | 1.70% | 15.06% | 3.93% |
| 2020-12-31 | $2.8B | $2.4B | $2.3B | 1.83% | 15.69% | 4.16% |
| 2020-09-30 | $2.7B | $2.3B | $2.4B | 1.68% | 14.39% | 4.11% |
| 2020-06-30 | $2.7B | $2.4B | $2.3B | 1.76% | 14.94% | 4.07% |
| 2020-03-31 | $2.4B | $2.1B | $2.0B | 1.59% | 13.15% | 4.02% |
| 2019-12-31 | $2.4B | $2.0B | $2.0B | 1.61% | 12.86% | 4.57% |
| 2019-09-30 | $2.2B | $1.9B | $1.9B | 1.52% | 12.10% | 4.70% |
| 2019-06-30 | $2.2B | $1.8B | $1.9B | 1.51% | 12.02% | 4.70% |
| 2019-03-31 | $2.1B | $1.9B | $1.8B | 1.62% | 12.97% | 4.65% |
| 2018-12-31 | $2.1B | $1.9B | $1.8B | 1.53% | 12.90% | 4.23% |
| 2018-09-30 | $2.1B | $1.8B | $1.8B | 1.67% | 14.42% | 4.05% |
| 2018-06-30 | $1.3B | $1.1B | $1.1B | 1.76% | 16.01% | 4.25% |
| 2018-03-31 | $1.3B | $1.1B | $1.0B | 1.52% | 13.92% | 4.12% |
| 2017-12-31 | $1.2B | $1.1B | $1.0B | 2.40% | 21.53% | 4.43% |
| 2017-09-30 | $1.2B | $1.0B | $1.0B | 2.47% | 22.15% | 4.47% |
| 2017-06-30 | $1.2B | $1.0B | $1.0B | 2.41% | 21.84% | 4.39% |
| 2017-03-31 | $1.1B | $1.0B | $1.0B | 2.16% | 20.01% | 4.23% |
| 2016-12-31 | $1.2B | $1.0B | $1.0B | 2.32% | 21.58% | 4.46% |
| 2016-09-30 | $1.2B | $1.0B | $1.0B | 2.30% | 21.43% | 4.53% |
| 2016-06-30 | $1.1B | $1.0B | $1.0B | 2.36% | 21.84% | 4.57% |
| 2016-03-31 | $1.1B | $1.0B | $0.9B | 2.50% | 23.43% | 4.44% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1125030 · 1986-12-31 to current
Unmatched RSSD entityRSSD 1125030 · 1980-02-25 to 1986-12-30
2018-09-15RSSD 3049699 → 826956 · code 1
2015-10-24RSSD 889652 → 826956 · code 1
2014-04-26RSSD 907958 → 826956 · code 1
2013-04-20RSSD 281751 → 826956 · code 1
2001-11-03RSSD 864556 → 826956 · code 1
2001-11-03RSSD 661250 → 826956 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.