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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-09-30 | 1,009,277 | 852,104 | 624,971 | 1.38 | 13.55 | 3.94 |
| 2021-12-31 | 1,056,226 | 906,752 | 658,875 | 1.29 | 12.75 | 3.87 |
| 2022-03-31 | 1,149,023 | 1,011,032 | 634,198 | 1.12 | 12.40 | 3.38 |
| 2022-06-30 | 1,176,975 | 1,040,960 | 665,403 | 1.04 | 11.91 | 3.44 |
| 2022-09-30 | 1,238,084 | 1,103,902 | 684,827 | 1.04 | 12.42 | 3.50 |
| 2022-12-31 | 1,316,544 | 1,176,541 | 752,511 | 0.99 | 12.04 | 3.48 |
| 2023-03-31 | 1,271,949 | 1,062,454 | 771,584 | 0.92 | 11.72 | 3.72 |
| 2023-06-30 | 1,402,234 | 1,182,618 | 870,510 | 0.74 | 9.59 | 3.48 |
| 2023-09-30 | 1,466,288 | 1,257,104 | 899,711 | 0.76 | 10.16 | 3.45 |
| 2023-12-31 | 1,617,348 | 1,421,233 | 954,845 | 0.73 | 9.85 | 3.47 |
| 2024-03-31 | 1,543,241 | 1,318,025 | 918,925 | 1.07 | 14.68 | 3.64 |
| 2024-06-30 | 1,555,850 | 1,327,095 | 931,279 | 0.94 | 12.63 | 3.53 |
| 2024-09-30 | 1,509,693 | 1,310,850 | 933,345 | 0.92 | 11.99 | 3.54 |
| 2024-12-31 | 1,535,975 | 1,341,875 | 941,455 | 0.83 | 10.74 | 3.57 |
| 2025-03-31 | 1,586,822 | 1,397,488 | 951,514 | 1.36 | 16.49 | 3.98 |
| 2025-06-30 | 1,484,980 | 1,295,102 | 962,367 | 1.07 | 12.66 | 3.82 |
| 2025-09-30 | 1,461,611 | 1,200,801 | 967,365 | 1.02 | 11.60 | 3.68 |
| 2025-12-31 | 1,480,074 | 1,277,662 | 980,487 | 0.96 | 10.61 | 3.64 |
| 2026-03-31 | 1,453,104 | 1,255,240 | 969,307 | -0.82 | -8.32 | 3.61 |
| 2026-06-30 | 1,436,180 | 1,221,175 | 1,001,123 | 0.20 | 2.00 | 3.65 |
17 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-01-11 | 1 | 667252 | 279954 |
| 2023-06-03 | 1 | 619457 | 279954 |
| 2019-08-17 | 1 | 762353 | 279954 |
| 2016-04-23 | 1 | 650955 | 279954 |
| 2014-04-26 | 1 | 656153 | 279954 |
| 2013-05-18 | 1 | 711959 | 279954 |
| 2011-10-15 | 1 | 1012859 | 279954 |
| 2007-05-01 | 1 | 78054 | 279954 |
| 2005-10-01 | 1 | 955052 | 279954 |
| 1991-04-01 | 1 | 3056 | 279954 |
| 1987-09-01 | 1 | 153456 | 279954 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.