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Regulatory profile
Clara City, MN · FDIC certificate #1402 · RSSD 279954
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $1.0B | 0.20% | 2.00% | 3.65% |
| 2026-03-31 | $1.5B | $1.3B | $1.0B | -0.82% | -8.32% | 3.61% |
| 2025-12-31 | $1.5B | $1.3B | $1.0B | 0.96% | 10.61% | 3.64% |
| 2025-09-30 | $1.5B | $1.2B | $1.0B | 1.02% | 11.60% | 3.68% |
| 2025-06-30 | $1.5B | $1.3B | $1.0B | 1.07% | 12.66% | 3.82% |
| 2025-03-31 | $1.6B | $1.4B | $1.0B | 1.36% | 16.49% | 3.98% |
| 2024-12-31 | $1.5B | $1.3B | $0.9B | 0.83% | 10.74% | 3.57% |
| 2024-09-30 | $1.5B | $1.3B | $0.9B | 0.92% | 11.99% | 3.54% |
| 2024-06-30 | $1.6B | $1.3B | $0.9B | 0.94% | 12.63% | 3.53% |
| 2024-03-31 | $1.5B | $1.3B | $0.9B | 1.07% | 14.68% | 3.64% |
| 2023-12-31 | $1.6B | $1.4B | $1.0B | 0.73% | 9.85% | 3.47% |
| 2023-09-30 | $1.5B | $1.3B | $0.9B | 0.76% | 10.16% | 3.45% |
| 2023-06-30 | $1.4B | $1.2B | $0.9B | 0.74% | 9.59% | 3.48% |
| 2023-03-31 | $1.3B | $1.1B | $0.8B | 0.92% | 11.72% | 3.72% |
| 2022-12-31 | $1.3B | $1.2B | $0.8B | 0.99% | 12.04% | 3.48% |
| 2022-09-30 | $1.2B | $1.1B | $0.7B | 1.04% | 12.42% | 3.50% |
| 2022-06-30 | $1.2B | $1.0B | $0.7B | 1.04% | 11.91% | 3.44% |
| 2022-03-31 | $1.1B | $1.0B | $0.6B | 1.12% | 12.40% | 3.38% |
| 2021-12-31 | $1.1B | $0.9B | $0.7B | 1.29% | 12.75% | 3.87% |
| 2021-09-30 | $1.0B | $0.9B | $0.6B | 1.38% | 13.55% | 3.94% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1128134 · 1983-06-13 to current
2025-01-11RSSD 667252 → 279954 · code 1
2023-06-03RSSD 619457 → 279954 · code 1
2019-08-17RSSD 762353 → 279954 · code 1
2016-04-23RSSD 650955 → 279954 · code 1
2014-04-26RSSD 656153 → 279954 · code 1
2013-05-18RSSD 711959 → 279954 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.