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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
West Point, VA · FDIC certificate #10363 · RSSD 928421
CITIZENS&FARMERS BANK is an FDIC-insured institution based in West Point, VA (FDIC certificate #10363). In its Q2 2026 Call Report it reported total assets of $2.8B, total deposits of $2.4B and net loans of $2.1B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CITIZENS&FARMERS BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.54% |
|---|---|
| Equity to assets | 11.67% |
| Noncurrent loans ratio | 0.09% |
| Nonaccrual loans ratio | 0.08% |
| Loan to deposit ratio | 90.69% |
| Liquid assets ratio | 18.73% |
| Brokered deposit ratio | 0.75% |
| Total deposits | $2.4B |
| Net loans and leases | $2.1B |