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Regulatory profile
West Point, VA · FDIC certificate #10363 · RSSD 928421
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.8B | $2.4B | $2.1B | 1.27% | 11.04% | 4.55% |
| 2026-03-31 | $2.8B | $2.4B | $2.1B | 1.14% | 10.01% | 4.45% |
| 2025-12-31 | $2.7B | $2.4B | $2.1B | 1.15% | 10.60% | 4.45% |
| 2025-09-30 | $2.7B | $2.3B | $2.0B | 1.16% | 10.79% | 4.43% |
| 2025-06-30 | $2.7B | $2.3B | $2.0B | 1.12% | 10.72% | 4.37% |
| 2025-03-31 | $2.6B | $2.2B | $1.9B | 0.94% | 9.28% | 4.29% |
| 2024-12-31 | $2.5B | $2.2B | $1.9B | 0.91% | 9.07% | 4.33% |
| 2024-09-30 | $2.5B | $2.1B | $1.9B | 0.86% | 8.55% | 4.31% |
| 2024-06-30 | $2.5B | $2.1B | $1.9B | 0.80% | 8.02% | 4.31% |
| 2024-03-31 | $2.4B | $2.1B | $1.8B | 0.67% | 6.73% | 4.31% |
| 2023-12-31 | $2.4B | $2.1B | $1.7B | 1.09% | 11.48% | 4.58% |
| 2023-09-30 | $2.4B | $2.0B | $1.7B | 1.14% | 12.17% | 4.59% |
| 2023-06-30 | $2.4B | $2.0B | $1.7B | 1.18% | 12.54% | 4.60% |
| 2023-03-31 | $2.4B | $2.0B | $1.7B | 1.19% | 12.68% | 4.68% |
| 2022-12-31 | $2.3B | $2.0B | $1.6B | 1.39% | 14.40% | 4.57% |
| 2022-09-30 | $2.3B | $2.0B | $1.6B | 1.21% | 12.55% | 4.41% |
| 2022-06-30 | $2.3B | $2.0B | $1.5B | 1.21% | 12.14% | 4.22% |
| 2022-03-31 | $2.3B | $2.0B | $1.4B | 1.12% | 11.02% | 4.04% |
| 2021-12-31 | $2.2B | $1.9B | $1.5B | 1.45% | 13.72% | 4.45% |
| 2021-09-30 | $2.2B | $1.9B | $1.5B | 1.55% | 14.62% | 4.50% |
| 2021-06-30 | $2.1B | $1.8B | $1.5B | 1.55% | 14.72% | 4.52% |
| 2021-03-31 | $2.1B | $1.9B | $1.5B | 1.47% | 14.05% | 4.44% |
| 2020-12-31 | $2.1B | $1.8B | $1.5B | 1.27% | 11.84% | 4.91% |
| 2020-09-30 | $2.0B | $1.7B | $1.6B | 1.11% | 10.34% | 4.92% |
| 2020-06-30 | $1.9B | $1.6B | $1.5B | 0.92% | 8.51% | 5.04% |
| 2020-03-31 | $1.8B | $1.5B | $1.3B | 0.94% | 8.59% | 5.28% |
| 2019-12-31 | $1.6B | $1.3B | $1.2B | 1.33% | 11.83% | 5.70% |
| 2019-09-30 | $1.6B | $1.2B | $1.1B | 1.37% | 12.07% | 5.77% |
| 2019-06-30 | $1.6B | $1.2B | $1.1B | 1.36% | 11.92% | 5.82% |
| 2019-03-31 | $1.5B | $1.2B | $1.1B | 1.10% | 9.64% | 5.68% |
| 2018-12-31 | $1.5B | $1.2B | $1.1B | 1.29% | 11.59% | 5.98% |
| 2018-09-30 | $1.5B | $1.2B | $1.0B | 1.34% | 12.13% | 5.97% |
| 2018-06-30 | $1.5B | $1.2B | $1.1B | 1.28% | 11.76% | 5.87% |
| 2018-03-31 | $1.5B | $1.2B | $1.0B | 1.13% | 10.43% | 5.92% |
| 2017-12-31 | $1.5B | $1.2B | $1.0B | 0.58% | 5.16% | 6.07% |
| 2017-09-30 | $1.5B | $1.1B | $1.0B | 0.99% | 8.73% | 6.12% |
| 2017-06-30 | $1.5B | $1.1B | $1.0B | 1.03% | 9.13% | 6.11% |
| 2017-03-31 | $1.5B | $1.1B | $1.0B | 0.84% | 7.55% | 6.07% |
| 2016-12-31 | $1.4B | $1.1B | $1.0B | 1.03% | 9.23% | 6.35% |
| 2016-09-30 | $1.4B | $1.1B | $1.0B | 1.07% | 9.61% | 6.37% |
| 2016-06-30 | $1.4B | $1.1B | $1.0B | 1.12% | 10.09% | 6.33% |
| 2016-03-31 | $1.4B | $1.1B | $0.9B | 0.79% | 7.17% | 6.28% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2183493 · 1994-03-07 to current
2020-01-01RSSD 947628 → 928421 · code 1
2014-03-22RSSD 436823 → 928421 · code 1
1979-09-21RSSD 377225 → 928421 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.