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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Van Buren, AR · FDIC certificate #8738
CITIZENS BANK&TRUST CO is an FDIC-insured institution based in Van Buren, AR (FDIC certificate #8738). In its Q3 2026 Call Report it reported total assets of $560M, total deposits of $496M and net loans of $316M. Its primary federal regulator is FED.
Reported facts
CITIZENS BANK&TRUST CO (FDIC certificate #8738) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $560M |
|---|---|
| Total deposits | $496M |
| Net loans and leases | $316M |
| Return on assets | 1.56% |
| Return on equity | 14.30% |
| Net interest margin | 3.94% |
| Quarterly asset change | -1.10% |
| Quarterly deposit change | -1.33% |
Plain-language readout
CITIZENS BANK&TRUST CO in Van Buren, AR reported total assets of $560M, total deposits of $496M and net loans of $316M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.56%, a return on equity of 14.30%, a net interest margin of 3.94%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $560M | $496M | $316M | 1.56% | 14.30% | 3.94% |
| Q2 2026 | $566M | $503M | $306M | 1.55% | 14.21% | 3.88% |
| Q1 2026 | $563M | $498M | $312M | 1.53% | 13.93% | 3.78% |
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