Regulatory profile
Guntersville, AL · FDIC certificate #57483 · RSSD 3174920
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.1B | $0.6B | 0.60% | 9.27% | 2.76% |
| 2026-03-31 | $1.2B | $1.1B | $0.6B | 0.58% | 8.86% | 2.75% |
| 2025-12-31 | $1.1B | $1.0B | $0.6B | 0.58% | 9.52% | 2.78% |
| 2025-09-30 | $1.1B | $1.0B | $0.6B | 0.57% | 9.58% | 2.74% |
| 2025-06-30 | $1.1B | $1.0B | $0.6B | 0.55% | 9.67% | 2.69% |
| 2025-03-31 | $1.1B | $1.0B | $0.6B | 0.40% | 7.17% | 2.59% |
| 2024-12-31 | $1.0B | $0.9B | $0.6B | 0.46% | 8.52% | 2.31% |
| 2024-09-30 | $1.1B | $0.9B | $0.6B | 0.45% | 8.43% | 2.24% |
| 2024-06-30 | $1.1B | $0.9B | $0.6B | 0.54% | 10.75% | 2.21% |
| 2024-03-31 | $1.1B | $0.9B | $0.6B | 0.66% | 13.60% | 2.02% |
| 2023-12-31 | $1.1B | $0.9B | $0.6B | 0.60% | 12.66% | 2.29% |
| 2023-09-30 | $1.0B | $0.9B | $0.6B | 0.70% | 14.99% | 2.39% |
| 2023-06-30 | $1.0B | $0.9B | $0.5B | 0.52% | 10.79% | 2.47% |
| 2023-03-31 | $1.0B | $0.9B | $0.5B | 0.58% | 11.92% | 2.60% |
| 2022-09-30 | $1.0B | $0.9B | $0.5B | 0.87% | 14.27% | 2.84% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3439179 · 2006-07-01 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.