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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,047,531 | 795,820 | 790,876 | 1.01 | 8.14 | 4.42 |
| 2020-09-30 | 1,050,810 | 854,684 | 811,351 | 1.46 | 12.01 | 4.28 |
| 2020-12-31 | 1,057,365 | 881,618 | 815,064 | 1.60 | 13.30 | 4.24 |
| 2021-03-31 | 1,060,510 | 924,993 | 827,552 | 2.35 | 20.19 | 4.31 |
| 2021-06-30 | 1,066,648 | 915,558 | 829,781 | 2.69 | 22.73 | 4.47 |
| 2021-09-30 | 1,040,418 | 894,823 | 816,284 | 2.69 | 22.23 | 4.62 |
| 2021-12-31 | 1,068,428 | 909,495 | 816,803 | 2.71 | 22.17 | 4.56 |
| 2022-03-31 | 1,078,316 | 915,809 | 807,282 | 2.42 | 19.02 | 4.32 |
| 2022-06-30 | 1,089,015 | 921,506 | 846,840 | 2.82 | 22.03 | 4.46 |
| 2022-09-30 | 1,142,320 | 911,410 | 925,388 | 2.89 | 22.65 | 4.64 |
| 2022-12-31 | 1,188,606 | 966,911 | 967,981 | 2.76 | 21.78 | 4.73 |
| 2023-03-31 | 1,209,828 | 984,199 | 993,695 | 2.35 | 18.34 | 4.60 |
| 2023-06-30 | 1,165,624 | 983,966 | 968,964 | 2.20 | 16.55 | 4.54 |
| 2023-09-30 | 1,173,644 | 989,079 | 953,860 | 2.20 | 16.29 | 4.56 |
| 2023-12-31 | 1,215,912 | 1,031,277 | 963,423 | 2.09 | 15.44 | 4.49 |
| 2024-03-31 | 1,235,366 | 1,050,511 | 966,670 | 1.75 | 12.83 | 4.06 |
| 2024-06-30 | 1,228,015 | 1,021,715 | 980,602 | 1.74 | 12.69 | 4.08 |
| 2024-09-30 | 1,230,444 | 1,035,158 | 1,002,356 | 1.80 | 13.08 | 4.13 |
| 2024-12-31 | 1,267,989 | 1,079,279 | 987,813 | 1.72 | 12.57 | 4.15 |
| 2025-03-31 | 1,307,155 | 1,108,814 | 1,002,202 | 1.60 | 12.07 | 3.98 |
| 2025-06-30 | 1,324,247 | 1,117,693 | 1,028,508 | 1.58 | 12.05 | 4.08 |
| 2025-09-30 | 1,344,210 | 1,147,866 | 1,050,288 | 1.73 | 13.20 | 4.17 |
| 2025-12-31 | 1,348,244 | 1,136,096 | 1,050,509 | 1.83 | 14.02 | 4.25 |
| 2026-03-31 | 1,401,762 | 1,159,471 | 1,106,452 | 1.83 | 14.41 | 4.35 |
| 2026-06-30 | 1,423,669 | 1,191,628 | 1,130,812 | 1.94 | 15.27 | 4.45 |
14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-12-03 | 1 | 3235689 | 778738 |
| 2000-11-20 | 1 | 604275 | 778738 |
| 1992-12-01 | 1 | 415136 | 778738 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.