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Regulatory profile
Elizabethton, TN · FDIC certificate #14851 · RSSD 778738
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $1.1B | 1.94% | 15.27% | 4.45% |
| 2026-03-31 | $1.4B | $1.2B | $1.1B | 1.83% | 14.41% | 4.35% |
| 2025-12-31 | $1.3B | $1.1B | $1.1B | 1.83% | 14.02% | 4.25% |
| 2025-09-30 | $1.3B | $1.1B | $1.1B | 1.73% | 13.20% | 4.17% |
| 2025-06-30 | $1.3B | $1.1B | $1.0B | 1.58% | 12.05% | 4.08% |
| 2025-03-31 | $1.3B | $1.1B | $1.0B | 1.60% | 12.07% | 3.98% |
| 2024-12-31 | $1.3B | $1.1B | $1.0B | 1.72% | 12.57% | 4.15% |
| 2024-09-30 | $1.2B | $1.0B | $1.0B | 1.80% | 13.08% | 4.13% |
| 2024-06-30 | $1.2B | $1.0B | $1.0B | 1.74% | 12.69% | 4.08% |
| 2024-03-31 | $1.2B | $1.1B | $1.0B | 1.75% | 12.83% | 4.06% |
| 2023-12-31 | $1.2B | $1.0B | $1.0B | 2.09% | 15.44% | 4.49% |
| 2023-09-30 | $1.2B | $1.0B | $1.0B | 2.20% | 16.29% | 4.56% |
| 2023-06-30 | $1.2B | $1.0B | $1.0B | 2.20% | 16.55% | 4.54% |
| 2023-03-31 | $1.2B | $1.0B | $1.0B | 2.35% | 18.34% | 4.60% |
| 2022-12-31 | $1.2B | $1.0B | $1.0B | 2.76% | 21.78% | 4.73% |
| 2022-09-30 | $1.1B | $0.9B | $0.9B | 2.89% | 22.65% | 4.64% |
| 2022-06-30 | $1.1B | $0.9B | $0.8B | 2.82% | 22.03% | 4.46% |
| 2022-03-31 | $1.1B | $0.9B | $0.8B | 2.42% | 19.02% | 4.32% |
| 2021-12-31 | $1.1B | $0.9B | $0.8B | 2.71% | 22.17% | 4.56% |
| 2021-09-30 | $1.0B | $0.9B | $0.8B | 2.69% | 22.23% | 4.62% |
| 2021-06-30 | $1.1B | $0.9B | $0.8B | 2.69% | 22.73% | 4.47% |
| 2021-03-31 | $1.1B | $0.9B | $0.8B | 2.35% | 20.19% | 4.31% |
| 2020-12-31 | $1.1B | $0.9B | $0.8B | 1.60% | 13.30% | 4.24% |
| 2020-09-30 | $1.1B | $0.9B | $0.8B | 1.46% | 12.01% | 4.28% |
| 2020-06-30 | $1.0B | $0.8B | $0.8B | 1.01% | 8.14% | 4.42% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2244545 · 2000-07-01 to current
Unmatched RSSD entityRSSD 1084454 · 1983-01-01 to 2000-06-30
Unmatched RSSD entityRSSD 1078752 · 1973-06-25 to 1982-12-31
2016-12-03RSSD 3235689 → 778738 · code 1
2000-11-20RSSD 604275 → 778738 · code 1
1992-12-01RSSD 415136 → 778738 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.