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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Elizabethton, TN · FDIC certificate #14851 · RSSD 778738
CITIZENS BANK is an FDIC-insured institution based in Elizabethton, TN (FDIC certificate #14851). In its Q2 2026 Call Report it reported total assets of $1.4B, total deposits of $1.2B and net loans of $1.1B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CITIZENS BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 14.20% |
|---|---|
| Equity to assets | 12.77% |
| Noncurrent loans ratio | 1.14% |
| Nonaccrual loans ratio | 0.98% |
| Loan to deposit ratio | 95.76% |
| Liquid assets ratio | 15.68% |
| Brokered deposit ratio | 4.90% |
| Total deposits | $1.2B |
| Net loans and leases | $1.1B |