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Regulatory profile
FDIC certificate #15932 · RSSD 898627
CITIZENS BANK is an FDIC-insured institution (FDIC certificate #15932). In its Q2 2026 Call Report it reported total assets of $1.1B, total deposits of $1.0B and net loans of $0.6B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CITIZENS BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 17.33% |
|---|---|
| Equity to assets | 10.73% |
| Noncurrent loans ratio | 0.18% |
| Nonaccrual loans ratio | 0.16% |
| Loan to deposit ratio | 63.30% |
| Liquid assets ratio | 38.74% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.0B |
| Net loans and leases | $0.6B |