Regulatory profile
Kilgore, TX · FDIC certificate #16817
CITIZENS BANK is an FDIC-insured institution based in Kilgore, TX (FDIC certificate #16817). In its Q3 2026 Call Report it reported total assets of $485M, total deposits of $448M and net loans of $320M. Its primary federal regulator is FDIC.
Plain-language readout
No period-matched peer percentiles are published for CITIZENS BANK in Q3 2026, so no peer position is inferred.
Peer history below covers 3 quarters of CITIZENS BANK's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
Peer interpretation
Under $1B asset cohort · 3148 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.