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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,025,729 | 873,311 | 410,381 | 0.85 | 8.88 | 2.85 |
| 2021-06-30 | 1,053,401 | 893,931 | 385,867 | 1.32 | 13.76 | 2.89 |
| 2021-09-30 | 1,078,834 | 925,093 | 358,128 | 1.18 | 12.37 | 2.83 |
| 2021-12-31 | 1,067,265 | 916,501 | 353,119 | 1.00 | 10.58 | 2.76 |
| 2022-03-31 | 1,076,878 | 944,265 | 340,430 | 0.54 | 6.73 | 2.53 |
| 2022-06-30 | 1,060,213 | 948,572 | 357,200 | 0.55 | 7.39 | 2.62 |
| 2022-09-30 | 1,098,066 | 996,866 | 361,176 | 0.80 | 11.71 | 2.75 |
| 2022-12-31 | 1,055,153 | 955,774 | 373,058 | 0.85 | 12.99 | 2.96 |
| 2023-06-30 | 1,031,248 | 772,111 | 392,762 | 0.60 | 9.42 | 3.29 |
| 2023-09-30 | 1,035,678 | 779,087 | 395,096 | 0.61 | 9.96 | 3.25 |
| 2023-12-31 | 1,019,726 | 752,455 | 400,802 | 0.61 | 9.65 | 3.24 |
| 2024-03-31 | 1,095,490 | 726,564 | 394,807 | 0.29 | 4.43 | 2.94 |
| 2026-03-31 | 810,448 | 686,159 | 361,555 | 0.30 | 2.84 | 3.50 |
| 2026-06-30 | 823,403 | 702,514 | 383,058 | 0.18 | 1.67 | 3.50 |
14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2009-02-21 | 50 | 2907046 | 98463 |
| 1993-10-02 | 1 | 841267 | 98463 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.