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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Corvallis, OR · FDIC certificate #17809 · RSSD 98463
CITIZENS BANK is an FDIC-insured institution based in Corvallis, OR (FDIC certificate #17809). In its Q3 2026 Call Report it reported total assets of $839M, total deposits of $729M and net loans of $379M. Its primary federal regulator is FDIC. Its current parent is CITIZENS BANCORP.
Plain-language readout
CITIZENS BANK has 15 quarters of reported history on file, from Q1 2021 to Q3 2026.
Total assets peaked at $1.1B in Q3 2022 and were lowest at $810M in Q1 2026.
Total deposits were highest at $997M in Q3 2022 and lowest at $686M in Q1 2026.
Over the whole period total assets fell 18.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $839M | $729M | $379M | 0.29% | 2.77% | 3.56% |
| Q2 2026 | $823M | $703M | $383M | 0.18% | 1.67% | 3.50% |
| Q1 2026 | $810M | $686M | $362M | 0.30% | 2.84% | 3.50% |
| Q1 2024 | $1.1B | $727M | $395M | 0.29% | 4.43% | 2.94% |
| Q4 2023 | $1.0B | $752M | $401M | 0.61% | 9.65% | 3.24% |
| Q3 2023 | $1.0B | $779M | $395M | 0.61% | 9.96% | 3.25% |
| Q2 2023 | $1.0B | $772M | $393M | 0.60% | 9.42% | 3.29% |
| Q4 2022 | $1.1B | $956M | $373M | 0.85% | 12.99% | 2.96% |
| Q3 2022 | $1.1B | $997M | $361M | 0.80% | 11.71% | 2.75% |
| Q2 2022 | $1.1B | $949M | $357M | 0.55% | 7.39% | 2.62% |
| Q1 2022 | $1.1B | $944M | $340M | 0.54% | 6.73% | 2.53% |
| Q4 2021 | $1.1B | $917M | $353M | 1.00% | 10.58% | 2.76% |
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Citizens Bank changed deposits by $2.8M and market share by 0.023621 points in Washington County, OR
Source ↗Citizens Bank changed deposits by −$3.9M and market share by -0.058976 points in Marion County, OR
Source ↗Citizens Bank changed deposits by $3.3M and market share by 0.472949 points in Polk County, OR
Source ↗Citizens Bank changed deposits by $10.8M and market share by 0.011756 points in OR
Source ↗Citizens Bank changed deposits by $1.2M and market share by 0.026407 points in Lane County, OR
Source ↗Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $839M | $729M | $379M | 0.29% | 2.77% | 3.56% |
| 2026-06-30 | $823M | $703M | $383M | 0.18% | 1.67% | 3.50% |
| 2026-03-31 | $810M | $686M | $362M | 0.30% | 2.84% | 3.50% |
| 2024-03-31 | $1.1B | $727M | $395M | 0.29% | 4.43% | 2.94% |
| 2023-12-31 | $1.0B | $752M | $401M | 0.61% | 9.65% | 3.24% |
| 2023-09-30 | $1.0B | $779M | $395M | 0.61% | 9.96% | 3.25% |
| 2023-06-30 | $1.0B | $772M | $393M | 0.60% | 9.42% | 3.29% |
| 2022-12-31 | $1.1B | $956M | $373M | 0.85% | 12.99% | 2.96% |
| 2022-09-30 | $1.1B | $997M | $361M | 0.80% | 11.71% | 2.75% |
| 2022-06-30 | $1.1B | $949M | $357M | 0.55% | 7.39% | 2.62% |
| 2022-03-31 | $1.1B | $944M | $340M | 0.54% | 6.73% | 2.53% |
| 2021-12-31 | $1.1B | $917M | $353M | 1.00% | 10.58% | 2.76% |
| 2021-09-30 | $1.1B | $925M | $358M | 1.18% | 12.37% | 2.83% |
| 2021-06-30 | $1.1B | $894M | $386M | 1.32% | 13.76% | 2.89% |
| 2021-03-31 | $1.0B | $873M | $410M | 0.85% | 8.88% | 2.85% |
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Albany | OR | 2 | 0 | Unavailable |
| Corvallis | OR | 2 | 1 | Unavailable |
| Dallas | OR | 1 | 0 | Unavailable |
| Junction City | OR | 1 | 0 | Unavailable |
| Lebanon | OR | 1 | 0 | Unavailable |
| Mcminnville | OR | 1 | 0 | Unavailable |
| Oregon City | OR | 1 | 0 | Unavailable |
| Philomath | OR | 1 | 0 | Unavailable |
| Salem | OR | 1 | 0 | Unavailable |
| Silverton | OR | 1 | 0 | Unavailable |
| Springfield | OR | 1 | 0 | Unavailable |
| Tualatin | OR | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2009-02-21: RSSD 2907046 → 98463 (50). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 2 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| OR | $724.5M | 0.70% | 13 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
CITIZENS BANCORPRSSD 2519038 · 1997-07-01 to current
None matched.
2009-02-21RSSD 2907046 → 98463 · code 50
1993-10-02RSSD 841267 → 98463 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Nov 13, 2026, 9:56 PM UTC · SHA-256 ed672d3d5db4d4a7219e7b578e217752940125a23284d56e2da0f5ecb1d0d536 · source ↗