Regulatory profile
Mooresville, IN · FDIC certificate #9647
CITIZENS BANK is an FDIC-insured institution based in Mooresville, IN (FDIC certificate #9647). In its Q3 2026 Call Report it reported total assets of $685M, total deposits of $625M and net loans of $470M. Its primary federal regulator is FDIC.
Reported facts
CITIZENS BANK (FDIC certificate #9647) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $685M |
|---|---|
| Total deposits | $625M |
| Net loans and leases | $470M |
| Return on assets | 0.99% |
| Return on equity | 10.96% |
| Net interest margin | 3.57% |
| Quarterly asset change | -0.81% |
| Quarterly deposit change | 0.36% |
Plain-language readout
CITIZENS BANK in Mooresville, IN reported total assets of $685M, total deposits of $625M and net loans of $470M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.99%, a return on equity of 10.96%, a net interest margin of 3.57%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $685M | $625M | $470M | 0.99% | 10.96% | 3.57% |
| Q2 2026 | $691M | $623M | $462M | 0.98% | 10.52% | 3.49% |
| Q1 2026 | $700M | $634M | $452M | 0.98% | 10.62% | 3.39% |
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