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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-12-31 | 1,288,089 | 1,017,100 | 987,480 | 0.67 | 6.18 | 3.67 |
| 2019-03-31 | 1,326,436 | 1,035,271 | 1,012,202 | 0.55 | 4.60 | 3.53 |
| 2019-06-30 | 1,327,825 | 1,019,695 | 1,013,673 | 0.99 | 8.14 | 3.52 |
| 2019-09-30 | 1,475,295 | 1,166,608 | 1,118,463 | 0.83 | 6.74 | 3.60 |
| 2019-12-31 | 1,531,129 | 1,203,097 | 1,172,953 | 0.88 | 7.11 | 3.62 |
| 2020-03-31 | 1,504,998 | 1,183,369 | 1,172,397 | 0.85 | 6.84 | 3.86 |
| 2020-06-30 | 1,606,886 | 1,275,978 | 1,276,678 | 0.88 | 7.22 | 3.72 |
| 2020-09-30 | 1,622,450 | 1,291,364 | 1,220,241 | 0.92 | 7.52 | 3.62 |
| 2020-12-31 | 1,648,971 | 1,319,509 | 1,223,613 | 0.95 | 7.81 | 3.67 |
| 2021-03-31 | 1,732,133 | 1,401,788 | 1,177,533 | 1.47 | 12.59 | 3.52 |
| 2021-06-30 | 1,714,362 | 1,393,141 | 1,167,822 | 1.36 | 11.69 | 3.51 |
| 2021-09-30 | 1,753,315 | 1,430,964 | 1,233,497 | 1.34 | 11.53 | 3.55 |
| 2021-12-31 | 1,739,119 | 1,411,507 | 1,300,720 | 1.39 | 11.92 | 3.62 |
| 2022-03-31 | 1,774,930 | 1,463,269 | 1,275,886 | 1.25 | 10.30 | 3.47 |
| 2022-06-30 | 1,762,965 | 1,434,112 | 1,331,203 | 1.24 | 10.16 | 3.64 |
| 2022-09-30 | 1,779,439 | 1,449,426 | 1,359,325 | 1.21 | 9.91 | 3.72 |
| 2022-12-31 | 1,815,328 | 1,445,024 | 1,393,845 | 1.20 | 9.80 | 3.73 |
| 2023-03-31 | 1,859,255 | 1,446,243 | 1,399,037 | 1.00 | 8.36 | 3.28 |
| 2023-06-30 | 1,828,332 | 1,474,710 | 1,404,218 | 0.95 | 7.91 | 3.16 |
| 2023-09-30 | 1,829,437 | 1,486,976 | 1,427,293 | 0.89 | 7.38 | 3.09 |
| 2023-12-31 | 1,849,561 | 1,537,544 | 1,443,657 | 0.92 | 7.63 | 3.12 |
| 2024-03-31 | 1,817,431 | 1,543,232 | 1,427,723 | 1.10 | 9.09 | 3.09 |
| 2024-06-30 | 1,800,475 | 1,534,053 | 1,407,685 | 1.07 | 8.79 | 3.05 |
| 2024-09-30 | 1,797,161 | 1,536,333 | 1,404,525 | 1.02 | 8.35 | 3.02 |
| 2024-12-31 | 1,746,521 | 1,505,795 | 1,349,761 | 0.97 | 7.88 | 3.04 |
| 2025-03-31 | 1,777,811 | 1,540,519 | 1,335,819 | 0.95 | 7.48 | 3.09 |
| 2025-06-30 | 1,732,954 | 1,497,218 | 1,330,336 | 0.96 | 7.52 | 3.33 |
| 2025-09-30 | 1,724,798 | 1,485,644 | 1,306,174 | 0.98 | 7.66 | 3.40 |
| 2025-12-31 | 1,779,367 | 1,549,572 | 1,322,878 | 1.01 | 8.01 | 3.40 |
| 2026-03-31 | 1,820,156 | 1,588,094 | 1,335,940 | 1.03 | 8.64 | 3.33 |
| 2026-06-30 | 1,811,475 | 1,579,554 | 1,358,017 | 0.74 | 6.14 | 3.38 |
22 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-07-01 | 1 | 2040 | 962890 |
| 2018-10-20 | 1 | 164854 | 962890 |
| 2017-08-19 | 1 | 822976 | 962890 |
| 2016-05-17 | 1 | 567754 | 962890 |
| 2005-07-01 | 1 | 184692 | 962890 |
| 1999-07-01 | 1 | 2518835 | 962890 |
| 1990-01-01 | 1 | 917694 | 962890 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.