Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

Q2 2026 · 4,313 institutions · refreshed 8/27/2026

All banksProfile view

Banks/FDIC #57265

Regulatory profile

CITIZENS CMTY FEDERAL NA

FDIC certificate #57265 · RSSD 962890

Current published filing2026-06-30History & events for prior periods

More actions

Legal statusActive

Primary regulatorOCC

Peer cohort$1B–$10B assets

Current parentNo matched current parent

More institution details

Peer interpretation

Strengths and opportunities

$1B–$10B asset cohort · 902 institutions

opportunityReturn on assets16thfavorable percentile · n=902

opportunityReturn on equity12thfavorable percentile · n=894

in lineNet interest margin30thfavorable percentile · n=902

strengthEquity to assets75thfavorable percentile · n=894

opportunityNoncurrent loans7thfavorable percentile · n=887

in lineLiquid assets38thfavorable percentile · n=895

in lineBrokered deposits60thfavorable percentile · n=890

in lineLoans to deposits52ndfavorable percentile · n=890

Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.

Period-matched peer context

Percentiles use 890 verified constituents for the same filing period.

Brokered deposits to domestic deposits40thMedian 0.016 · n=890Open metric research →

Common equity tier 1 ratio40thMedian 0.135 · n=673Open metric research →

Selected CRE loans to gross loans and leases89thMedian 0.468 · n=862Open metric research →

Selected CRE loans to total capital89thMedian 2.970 · n=659Open metric research →

Domestic secured CRE noncurrent ratio92ndMedian 0.003 · n=872Open metric research →

Nontrading derivative fair value to assets0thMedian 0.000 · n=534Open metric research →

Unadjusted YTD efficiency ratio54thMedian 0.595 · n=888Open metric research →

Bank equity to assets75thMedian 0.104 · n=894Open metric research →