Regulatory profile
FDIC certificate #20954 · RSSD 717737
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Citizens National Bank changed deposits by 2182 USD thousands and market share by 0.308124 points in McMinn County, TN
Source ↗Citizens National Bank changed deposits by 903 USD thousands and market share by 0.072359 points in Hamblen County, TN
Source ↗Citizens National Bank changed deposits by -9984 USD thousands and market share by -1.927508 points in Jefferson County, TN
Source ↗Citizens National Bank changed deposits by 247551 USD thousands and market share by 0.077997 points in TN
Source ↗Citizens National Bank changed deposits by 246207 USD thousands and market share by 5.374321 points in Sevier County, TN
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Sevierville | TN | 6 | 1 | Unavailable |
| Pigeon Forge | TN | 3 | 0 | Unavailable |
| Gatlinburg | TN | 2 | 0 | Unavailable |
| Kodak | TN | 2 | 0 | Unavailable |
| Seymour | TN | 2 | 0 | Unavailable |
| Athens | TN | 1 | 0 | Unavailable |
| Dandridge | TN | 1 | 0 | Unavailable |
| Jefferson City | TN | 1 | 0 | Unavailable |
| Knoxville | TN | 1 | 0 | Unavailable |
| Morristown | TN | 1 | 0 | Unavailable |
| White Pine | TN | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1086270 · 1989-05-17 to current
Unresolved entityRSSD 1086270 · 1987-05-12 to 1989-05-16
Unresolved entityRSSD 1086270 · 1985-02-05 to 1987-05-11
Unresolved entityRSSD 1086270 · 1984-04-12 to 1985-02-04
Unresolved entityRSSD 3130953 · 2007-06-30 to 2007-06-30
Unresolved entityRSSD 3284007 · 2004-07-15 to 2010-01-01
Unresolved entityRSSD 3130953 · 2002-07-11 to 2007-06-29
Unresolved entityRSSD 2907420 · 1999-03-01 to current
Unresolved entityRSSD 2697543 · 1996-09-05 to 2007-06-29
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.0B | $1.7B | $1.3B | 2.00% | 20.76% | 3.50% |
| 2026-03-31 | $2.0B | $1.7B | $1.3B | 1.94% | 20.28% | 3.44% |
| 2025-12-31 | $2.0B | $1.7B | $1.3B | 1.86% | 21.13% | 3.36% |
| 2025-09-30 | $1.9B | $1.7B | $1.3B | 1.71% | 19.83% | 3.29% |
| 2025-06-30 | $1.9B | $1.7B | $1.3B | 1.68% | 19.96% | 3.21% |
| 2025-03-31 | $1.9B | $1.7B | $1.2B | 1.53% | 18.72% | 3.13% |
| 2024-12-31 | $1.9B | $1.8B | $1.2B | 1.52% | 18.62% | 3.05% |
| 2024-09-30 | $1.9B | $1.7B | $1.2B | 1.42% | 17.26% | 3.00% |
| 2024-06-30 | $1.7B | $1.5B | $1.2B | 1.32% | 16.14% | 3.01% |
| 2024-03-31 | $1.7B | $1.4B | $1.2B | 1.19% | 14.74% | 2.96% |
| 2023-12-31 | $1.8B | $1.5B | $1.1B | 1.57% | 20.37% | 3.16% |
| 2023-09-30 | $1.7B | $1.4B | $1.1B | 1.58% | 20.51% | 3.24% |
| 2023-06-30 | $1.6B | $1.4B | $1.1B | 1.51% | 19.06% | 3.21% |
| 2023-03-31 | $1.6B | $1.4B | $1.0B | 1.46% | 18.29% | 3.28% |
| 2022-12-31 | $1.5B | $1.4B | $1.0B | 1.64% | 19.99% | 3.57% |
| 2022-09-30 | $1.6B | $1.5B | $1.0B | 1.82% | 22.03% | 3.47% |
| 2022-06-30 | $1.7B | $1.5B | $1.0B | 1.68% | 19.47% | 3.25% |
| 2022-03-31 | $1.6B | $1.5B | $0.9B | 1.51% | 16.78% | 3.06% |
| 2021-12-31 | $1.6B | $1.4B | $1.0B | 1.97% | 19.26% | 3.76% |
| 2021-09-30 | $1.5B | $1.3B | $1.0B | 2.05% | 19.73% | 3.86% |
| 2021-06-30 | $1.4B | $1.3B | $1.0B | 2.02% | 19.18% | 3.92% |
| 2021-03-31 | $1.4B | $1.2B | $1.0B | 2.11% | 19.70% | 4.17% |
| 2020-12-31 | $1.3B | $1.1B | $0.9B | 1.82% | 16.10% | 3.88% |
| 2020-09-30 | $1.2B | $1.1B | $0.9B | 1.77% | 15.57% | 3.86% |
| 2020-06-30 | $1.3B | $1.1B | $0.9B | 1.73% | 15.21% | 3.86% |
| 2020-03-31 | $1.1B | $1.0B | $0.8B | 1.83% | 15.48% | 4.03% |
| 2019-12-31 | $1.1B | $1.0B | $0.8B | 1.90% | 16.72% | 4.02% |
| 2019-09-30 | $1.1B | $1.0B | $0.8B | 1.88% | 16.66% | 4.00% |
| 2019-06-30 | $1.1B | $0.9B | $0.8B | 1.88% | 16.73% | 3.96% |
| 2019-03-31 | $1.1B | $1.0B | $0.8B | 1.82% | 16.52% | 3.85% |
| 2018-12-31 | $1.1B | $0.9B | $0.8B | 1.92% | 17.89% | 4.17% |
| 2018-09-30 | $1.1B | $0.9B | $0.8B | 1.87% | 17.59% | 4.16% |
| 2018-06-30 | $1.1B | $0.9B | $0.8B | 1.87% | 17.51% | 4.14% |
| 2018-03-31 | $1.0B | $0.9B | $0.8B | 1.84% | 17.19% | 4.13% |
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TN | $1.7B | 0.73% | 18 | Continuing · +0.08 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.